Personal Injury Lawyer Greenwood Village

When you’re hurt because someone else wasn’t careful, the days after feel impossible. You’re dealing with pain, medical appointments, insurance calls, and bills that keep arriving while you’re unable to work. The insurance adjuster sounds friendly but keeps asking questions that feel like traps. You wonder if what happened to you even counts as a case worth pursuing.

It does. And you don’t have to figure this out alone.

McCormick & Murphy, P.C. represents people in Greenwood Village who’ve been injured through no fault of their own. We’ve spent years learning how insurance companies operate, what tactics they use to minimize payouts, and how to build cases that hold negligent parties accountable. If someone else’s carelessness caused your injury, you have rights — and we know how to protect them.

What Counts as a Personal Injury Case

A personal injury claim exists when another person or company’s negligence causes you harm. Negligence means they failed to act with reasonable care, and that failure directly led to your injury.

You might have a case if you were hurt in a car accident caused by a distracted driver. If you slipped on an unmarked wet floor in a store and broke your wrist. If a dog attacked you on a sidewalk because the owner didn’t use a leash. If a delivery truck ran a red light and struck your vehicle.

The injury has to be real — medical bills, lost wages, ongoing pain, therapy appointments. And there has to be someone responsible. Not every accident qualifies, but far more situations create valid claims than most people realize. The driver who glanced at their phone for two seconds. The property owner who knew about the broken step but never fixed it. The manufacturer who sold a defective product.

If you’re asking yourself whether your situation is “serious enough,” that question itself usually means you should talk to a lawyer. The consultation costs you nothing, and it gives you information you need to make the right decision.

How Insurance Companies Handle Greenwood Village Claims

Insurance companies are businesses. Their profit depends on paying out as little as possible on every claim. The adjuster assigned to your case might sound sympathetic, but their job is to minimize what the company pays you.

They’ll call you quickly after the accident — sometimes within hours. They’ll ask for a recorded statement. They’ll say they just want to help you get this resolved fast so you can move on. They might offer you a check right away.

Here’s what they’re actually doing: they’re gathering information to use against you later. They’re trying to get you to say something that minimizes their liability. They’re hoping you’ll accept a lowball settlement before you understand the full extent of your injuries or know what your claim is actually worth.

Once you accept a settlement and sign the release, that’s it. You can’t come back later when you realize your back injury needs surgery. You can’t reopen the claim when you discover you can’t return to your old job. The insurance company knows this. That’s why they push for quick settlements.

You don’t have to talk to them without representation. You don’t have to give a recorded statement. You don’t have to accept their first offer — or their second, or their third. You have the right to have someone on your side who knows exactly what your claim is worth and won’t settle for less.

The Real Cost of Your Injury

When insurance companies calculate what they owe you, they start with your medical bills and maybe your lost wages. Then they multiply by some internal formula and call it fair.

They’re leaving out most of what this injury actually cost you.

Your medical expenses include every bill: the ambulance, the emergency room, the surgery, the physical therapy, the prescriptions, the follow-up appointments. But they also include the future care you’re going to need. If your doctor says you’ll need another surgery in two years, that goes in the claim now. If you’ll need ongoing pain management, that’s part of your damages.

Lost wages aren’t just the paychecks you missed while you were in the hospital. They’re the shifts you couldn’t work because you had therapy appointments. The promotion you didn’t get because you were out for three months. The income you’ll lose in the future if your injury prevents you from doing the same work.

Then there’s everything insurance companies don’t want to talk about. The pain you feel every morning when you wake up. The activities you can’t do with your kids anymore. The anxiety you feel every time you get in a car now. The depression that set in when you realized this injury changed your life. Colorado law recognizes these as real damages, even though there’s no bill you can point to.

Property damage matters too. If your vehicle was totaled, you’re entitled to its actual value — not whatever lowball number the insurance company’s “evaluation” came up with.

A proper personal injury settlement accounts for all of it. Medical bills, lost income, future care, pain, suffering, and the way this injury altered your life. That’s what you’re entitled to under Colorado law.

Why the Clock Is Ticking

Colorado gives you a limited time to file a personal injury lawsuit — generally two years from the date of the injury. Miss that deadline, and you lose your right to sue. The insurance company knows this. They’re hoping you’ll wait, delay, think it over until it’s too late.

But the statute of limitations isn’t the only reason to act now.

Evidence disappears. Surveillance footage gets recorded over. Witnesses forget details or move away. Skid marks fade. The store fixes the broken handrail. Every week that passes makes it harder to prove what actually happened.

Your medical records need to show an unbroken chain from the accident to your current condition. If you wait months to see a doctor, the insurance company will argue your injury wasn’t serious or wasn’t caused by the accident. They’ll say you must have hurt yourself some other way in the meantime.

The sooner you have legal representation, the sooner someone can start protecting your rights. We send preservation letters telling the other side they must preserve evidence. We document the accident scene. We talk to witnesses while their memories are fresh. We make sure your medical providers document everything correctly.

You don’t have to file a lawsuit immediately, but you do need to start building your case now.

How the Process Actually Works

Most people have never been through a personal injury claim before. The process feels mysterious and intimidating. Here’s what actually happens when you work with McCormick & Murphy, P.C.:

First, we listen. You tell us what happened, and we ask questions to understand the full picture. We review whatever documentation you have — police reports, medical records, photos, insurance correspondence. We assess whether you have a valid claim and what it might be worth.

If you decide to hire us, we take over all communication with the insurance companies. They stop calling you. They deal with us now. You can focus on healing.

We investigate. We gather evidence, talk to witnesses, obtain records, sometimes hire experts to reconstruct the accident or evaluate your injuries. We build the strongest possible case showing exactly how the other party’s negligence caused your injury and documenting every dollar of damage.

We demand what you’re owed. We send the insurance company a detailed demand package showing the full value of your claim with evidence to back it up. We negotiate. Most cases settle at this stage when the insurance company realizes we’ve built a case they can’t defeat and we won’t accept an unfair offer.

If they won’t offer a fair settlement, we file a lawsuit. This doesn’t mean you’re going to trial tomorrow — it means we’re forcing the insurance company to take your claim seriously. Many cases settle even after a lawsuit is filed, once the other side sees we’re prepared to take this all the way.

If the case does go to trial, we present your evidence to a jury. We tell your story. We prove the other party was negligent and we show the jury the real impact this injury had on your life.

Throughout this entire process, you pay nothing out of pocket. We work on contingency, which means we only get paid if we win your case.

What Contingency Fee Really Means

The biggest reason people don’t call a lawyer after an injury is they think they can’t afford one. They imagine hourly rates and retainer fees and bills arriving while they’re already drowning in medical expenses.

Personal injury lawyers work differently.

Contingency fee means we get paid a percentage of your settlement or verdict — and only if we win. If we don’t recover money for you, you don’t owe us anything. No hourly charges. No upfront retainer. No bill at the end if your case doesn’t succeed.

This arrangement does two things. First, it lets you afford experienced legal representation regardless of your financial situation right now. You’re not competing against the insurance company’s lawyers with your life savings.

Second, it aligns our interests. We only get paid if you get paid, which means we’re motivated to maximize your recovery. We don’t make money by dragging your case out and billing hours. We make money by winning your case and getting you the largest settlement or verdict possible.

The percentage we charge is standard in the industry and comes out of the recovery. If we settle your case for $100,000 and our fee is one-third, you receive approximately $66,667 after our fee. If we recover nothing, you pay nothing.

You risk nothing by calling. The consultation is free. If we don’t think you have a case, we’ll tell you. If we take your case and don’t win, you owe us nothing.

Serving Greenwood Village and Surrounding Communities

McCormick & Murphy, P.C. represents injured people throughout the Denver metro area, including Greenwood Village, Denver, Littleton, Centennial, Englewood, Lone Tree, Highlands Ranch, Castle Rock, Aurora, Lakewood, Arvada, Westminster, Thornton, and surrounding communities.

We know the local courts, the judges, the insurance companies that operate in this area, and the attorneys who represent them. We know what cases are worth in Colorado and which insurance companies will negotiate fairly versus which ones force every case to litigation.

Our office is located at 1547 N Gaylord St UNIT 303, Denver, CO 80206. If your injuries make it difficult to travel, we can meet you at your home or hospital. What matters is that you get the representation you need, not where the meeting happens.

Cases We Handle

McCormick & Murphy, P.C. handles the full range of personal injury claims in Greenwood Village. Car accidents caused by distracted, drunk, or reckless drivers. Truck accidents involving commercial vehicles and complex liability questions. Motorcycle crashes where bias against riders often affects how insurance companies handle claims.

We represent pedestrians struck by vehicles, cyclists hit by cars, and people injured in Uber or Lyft accidents where multiple insurance policies might apply. We handle slip and fall cases on commercial or residential property. Dog bite cases where Colorado’s strict liability statute gives victims strong rights. Premises liability claims involving inadequate security, dangerous conditions, or negligent maintenance.

If you were hurt because someone else failed to act with reasonable care, we can help.

What Makes a Strong Personal Injury Case

Not every injury creates a valid legal claim. To win, you need to prove four elements: the other party owed you a duty of care, they breached that duty, their breach directly caused your injury, and you suffered actual damages.

A driver owes you a duty to follow traffic laws and operate their vehicle safely. If they run a red light (breach), hit your car (causation), and you suffer a herniated disc (damages), you have a case.

A property owner owes you a duty to maintain their premises in a reasonably safe condition. If they know about a hazard, fail to fix it or warn you (breach), you slip and fall (causation), and you break your ankle (damages), you have a case.

The strength of your case depends on the clarity of the evidence. Witnesses who saw what happened. Photos of the accident scene. Medical records that document your injuries and link them directly to the accident. Police reports that establish fault. Video footage from security cameras or dashcams.

It also depends on the severity and permanence of your injuries. A case involving a traumatic brain injury with lifelong cognitive effects is worth more than a case involving soft tissue injuries that heal in six weeks. That doesn’t mean minor injuries don’t matter — it means the compensation must match the actual harm.

Insurance companies will look for ways to shift blame to you. Colorado uses a modified comparative negligence rule, which means your recovery is reduced by your percentage of fault — and if you’re 50% or more at fault, you recover nothing. That’s why having a lawyer who knows how to counter these arguments matters.

When to Call McCormick & Murphy

Call us as soon as possible after the injury. Before you give a statement to the insurance company. Before you accept any settlement offer. Before you sign anything.

Call us if the insurance company denied your claim or offered an amount that doesn’t come close to covering your medical bills.

Call us if your injuries are more serious than you first realized. If you’re still in pain weeks after the accident. If your doctor says you need surgery or long-term treatment.

Call us if the other party’s insurance company is blaming you for the accident. If they’re saying you were partially at fault or that your injuries aren’t related to the crash.

Call us if you’re not sure you even have a case. The consultation is free, and we’ll give you an honest answer. If we don’t think you have a valid claim, we’ll tell you. If you do, we’ll explain your options and what to expect.

You can reach McCormick & Murphy, P.C. at 888-668-1182. We’ll listen to what happened, answer your questions, and help you understand your rights under Colorado law.

Your injury matters. Your recovery matters. And you shouldn’t have to pay for someone else’s mistake.