Loveland Colorado downtown with Rocky Mountain Front Range

Larimer County · Multi-vehicle accidents

Loveland Multi-vehicle accidents Lawyers

Loveland multi-vehicle accident lawyers for pileups on I-25, U.S. Highway 34. Free consultation. No fee unless we recover for you.

60+years combined experience
Larimer Countylocal crash evidence
Denver, COnearest firm office
No feeunless we recover for you

Sorting Out Fault in a Multi-Vehicle Crash

McCormick & Murphy are Loveland multi-vehicle accident lawyers for people hurt in Loveland. We get the Loveland Police Department and Larimer County Sheriff’s Office report, the UCHealth Medical Center of the Rockies records, and file in Larimer County Justice Center.

A pileup on I-25 or a chain-reaction crash on U.S. Highway 34 is not one event. It's a series of impacts, each caused by a separate decision a driver made in the seconds before and after the first collision. Treating the whole thing as a single blur lets insurers point fingers at each other and leave injured people stuck in the middle.

We break the crash into its component parts. Who hit whom first. Who had time to stop and didn't. Who was following too closely for the conditions on Eisenhower Boulevard or Taft Avenue that day. Each driver's insurer will try to shift blame onto someone else's policy, and in a multi-car claim, that often means dealing with several adjusters at once, each with their own version of events.

Colorado's fault-sharing rules mean more than one driver can bear responsibility, and your compensation can come from more than one source. We work out the sequence of impacts and the share of fault each driver carries, then pursue the policies that apply so you're not left absorbing a loss someone else caused.

Reconstructing the Sequence of Impacts

Multi-vehicle claims live and die on sequence. We look at the sequence of impacts, each vehicle's damage pattern, event data recorders, nearby video, witness accounts, following distances, and road conditions to establish which collision caused which injury and which driver set the chain in motion. Damage location and severity on each vehicle often tells us more than any driver's account of what happened.

Because pileups frequently involve Loveland Police Department or Larimer County Sheriff's Office units managing a chaotic scene, official reports can miss details or rely on incomplete statements. We gather what we can independently: photos before vehicles are towed, data downloads, witness contact information, and the insurance policies for every driver involved, so no liable party and no available coverage gets overlooked.

Preserve What to Preserve After a Multi-Vehicle Crash
  • Photos of all vehicles involved and their positions before towing
  • Names and contact information for every driver and witness at the scene
  • Insurance information for each vehicle involved, not just the one that hit you
  • Any dashcam or nearby video footage before it's overwritten or deleted
  • Medical records tying your injuries to the specific impact that caused them

Handling Loveland Pileups and Chain-Reaction Crashes

Loveland's mix of highway and arterial traffic creates real risk for multi-vehicle crashes. I-25 carries heavy through-traffic at highway speed, while U.S. Highway 34, Eisenhower Boulevard, and Taft Avenue see frequent stop-and-go congestion where a single hard brake can trigger a chain reaction. Drivers coming from Fort Collins, Berthoud, Johnstown, Windsor, and Longmont add to the volume on these corridors every day.

Serious injuries from these crashes are often treated at UCHealth Medical Center of the Rockies, and claims that end up in dispute are handled through Larimer County Justice Center. We're familiar with how multi-vehicle cases move through this court and how local insurers and adjusters tend to approach fault in these corridors.

Loveland auto accident overview →

What You May Be Able to Recover

What clients say about McCormick & Murphy

Real outcomes and reviews. Check Google reviews for the office that serves Loveland — and read client testimonials.

After I was hit by a drunk driver with no insurance, my own insurer refused UM benefits. McCormick & Murphy sued for uninsured motorist benefits and bad faith. A jury awarded me over $900,000.

C. O., Denver · UM / bad-faith verdict

Prior results do not guarantee a similar outcome. Every case depends on its facts, coverage, venue, and evidence.

Loveland Multi-Vehicle Accident Lawyers FAQ

How do you figure out who's at fault when five cars are involved?

We reconstruct the sequence of impacts using vehicle damage, event data, video, and witness statements to determine who hit whom and why. Fault is often shared among multiple drivers, and we work out each driver's share based on the evidence.

What if the driver who hit me says someone else caused it?

That's common in pileups, and it's exactly why we gather evidence independently rather than relying on one driver's account. We trace the chain back to its origin to determine who is actually responsible for each impact.

Can I recover from more than one driver's insurance?

Yes, when more than one driver is at fault, you may be able to pursue compensation from multiple policies. We identify every liable party and the coverage available before pursuing your claim.

The police report seems incomplete. Does that hurt my claim?

Not necessarily. Police reports from chaotic multi-vehicle scenes sometimes miss details, which is why we gather our own evidence, including photos, witness information, and vehicle data, to fill in the gaps.

What should I do differently after a pileup compared to a two-car crash?

Try to document every vehicle involved, not just the one that hit you, and get contact information for as many witnesses as possible. The more complex the crash, the more important it is to preserve evidence before vehicles are towed and the scene is cleared.

Discuss a Loveland crash

Free consultation. No attorney fee unless we recover for you.