Larimer County · Hit-and-run accident
Loveland Hit-and-Run Accident Lawyers
Loveland hit-and-run accident lawyers for crashes on I-25, U.S. Highway 34. Free consultation. No fee unless we recover for you.
When a Loveland Hit-and-Run Driver Isn't Found: Uninsured-Motorist Claims
McCormick & Murphy are Loveland hit-and-run accident lawyers for people hurt in Loveland. We get the Loveland Police Department and Larimer County Sheriff’s Office report, the UCHealth Medical Center of the Rockies records, and file in Larimer County Justice Center.
A hit-and-run leaves you with damage, injuries, and a lot of unanswered questions. The driver who caused the crash is gone, and you may feel like you have no way to recover. That is not necessarily true. Depending on your policy, uninsured-motorist coverage can step in to cover losses that the fleeing driver would otherwise owe you.
If the Loveland Police Department or Larimer County Sheriff's Office later identifies the driver, your claim can shift toward that driver's liability insurer. Until then, or if the driver is never found, your own policy's uninsured-motorist provisions are often the main path to compensation. Some policies also include underinsured-motorist terms that matter if the driver is identified but carries too little coverage.
We review your policy language, the police report, and the facts of the crash to figure out which coverages apply. We then handle the claim process, including any disputes with your own insurer over what happened and what you are owed.
Using Eisenhower Boulevard, Taft Avenue & I-25 Camera Footage to Identify a Fleeing Driver
Even when a driver flees, evidence often remains. Camera footage from nearby businesses or traffic cameras along I-25, U.S. Highway 34, Eisenhower Boulevard, or Taft Avenue can capture a vehicle description or plate. Paint transfer on your vehicle, debris left at the scene, and a partial plate number from a witness can all help investigators narrow down who was driving.
We also gather witness accounts, the police report, and repair estimates showing the damage pattern, since these details can corroborate how the crash happened even without the other driver's statement. This evidence matters for two reasons: it can help police identify the driver, and it supports your uninsured-motorist claim by showing your insurer that another vehicle caused the crash.
- Photos of vehicle damage, debris, and the scene
- Contact information for any witnesses
- Copy of the police report and report number
- Repair shop estimates and photos
- Your own auto insurance policy declarations page
After a crash on I-25 or Eisenhower Boulevard in Loveland
Loveland sees hit-and-run crashes along busy corridors like I-25, U.S. Highway 34, Eisenhower Boulevard, and Taft Avenue, where traffic volume and intersections create opportunities for a driver to flee before anyone can get a plate number. These crashes are investigated by the Loveland Police Department or the Larimer County Sheriff's Office, depending on where the collision occurred.
If you were injured, you may have been treated at UCHealth Medical Center of the Rockies. We work with records from that care and from local law enforcement to build your claim. If your case involves a court filing, it would typically proceed through the Larimer County Justice Center. We also handle hit-and-run claims from nearby Fort Collins, Berthoud, Johnstown, Windsor, and Longmont.
Loveland auto accident overview →
Hit-and-run claims in Loveland are part of our broader Denver car accident lawyers practice for the Denver metro area.
Investigating Loveland Hit-and-Run Crashes & Client Office Access
McCormick & Murphy are Loveland hit-and-run accident lawyers who obtain Loveland Police Department and Larimer County Sheriff's Office reports, UCHealth Medical Center of the Rockies records, and file in Larimer County Justice Center when a driver flees after causing a crash on I-25, U.S. Highway 34, Eisenhower Boulevard, or Taft Avenue.
- Uninsured-Motorist Claims When the Driver Isn't Found: If the Loveland Police Department or Larimer County Sheriff's Office never identifies the fleeing driver, uninsured-motorist coverage in your own policy can step in to cover losses. We review your policy language, the police report, and crash facts to determine which coverages apply and handle disputes with your insurer over what you are owed.
- Camera Footage & Evidence from Eisenhower Boulevard, Taft Avenue & I-25: Camera footage from businesses or traffic cameras along I-25, U.S. Highway 34, Eisenhower Boulevard, or Taft Avenue can capture vehicle descriptions or plates. We gather witness accounts, police reports, paint transfer, debris, and repair estimates to help investigators identify the driver and support your uninsured-motorist claim by showing another vehicle caused the crash.
Medical Bills, Vehicle Repairs, and Lost Income from the Crash
- Medical bills related to the crash
- Vehicle repair or replacement costs
- Lost income from time away from work
- Pain and suffering
- Future medical care tied to your injuries
What clients say about McCormick & Murphy
Real outcomes and reviews. Check Google reviews for the office that serves Loveland — and read client testimonials.
After I was hit by a drunk driver with no insurance, my own insurer refused UM benefits. McCormick & Murphy sued for uninsured motorist benefits and bad faith. A jury awarded me over $900,000.
C. O., Denver · UM / bad-faith verdict
Prior results do not guarantee a similar outcome. Every case depends on its facts, coverage, venue, and evidence.
Answers about Uninsured-Motorist Coverage When the Driver Flees
What if the police never find the driver who hit me?
You may still have a claim through your own uninsured-motorist coverage, which is designed for exactly this situation. We review your policy to determine what coverage applies and help you pursue that claim with your insurer.
Does my insurance rate go up if I file a hit-and-run claim?
Colorado does not treat a no-fault uninsured-motorist claim like an at-fault accident for rating purposes. C.R.S. § 10-4-628 restricts premium increases for not-at-fault crashes, and Division of Insurance rules restrict increases based on UM claim payments. If a carrier still surcharges you after a hit-and-run UM claim, that is worth challenging promptly.
What should I do at the scene if the other driver flees?
Try to note any details about the vehicle, get a partial plate if possible, and look for witnesses or nearby cameras. Call the Loveland Police Department or Larimer County Sheriff's Office to file a report as soon as you can.
Can surveillance footage really help identify the driver?
Yes, footage from nearby businesses, traffic cameras, or doorbell cameras along roads like Eisenhower Boulevard or Taft Avenue has helped identify vehicles in hit-and-run cases. We help track down and request this footage before it is deleted or overwritten.
What if the driver is found later but has little insurance?
If the driver carries insufficient liability coverage, your underinsured-motorist coverage may fill the gap. We evaluate both your policy and the at-fault driver's coverage to pursue full compensation.
Nearest McCormick & Murphy office
Discuss Your Loveland Hit-and-Run Accident Case
Speak directly with an experienced injury attorney. Free consultation. No fee unless we win.