A dog bite leaves more than scars. The fear, the confusion, the sudden realization that someone else’s pet just changed your day—or your child’s sense of safety—is not something you can simply shake off. And when it happens in Golden, where everyone seems to know everyone, the idea of taking action against a neighbor or a friend feels impossible.
But the injury is real. The medical bills are real. The trauma your child wakes up with at night is real. And the law in Colorado is clear: dog owners are responsible for what their animals do.
At McCormick & Murphy, P.C., we represent people who have been bitten or attacked by dogs throughout Golden and the surrounding areas. We know how complicated these cases feel emotionally. We also know how to handle them legally—and we do it with the respect and care your situation deserves.
Colorado holds dog owners strictly liable for injuries their dogs cause. That means you do not have to prove the owner was careless or that the dog had a history of aggression. If a dog bites you and causes serious bodily injury, the owner is responsible under Colorado Revised Statute § 13-21-124.
Serious bodily injury includes broken bones, lacerations requiring stitches, nerve damage, scarring, or any injury that causes substantial risk of death, disfigurement, or loss of function. In practical terms, most dog bites that require medical attention meet this standard.
This strict liability rule exists because dogs can cause devastating harm in seconds—and victims should not be forced to investigate the animal’s history or the owner’s state of mind before they can seek compensation.
The moments after a dog bite are disorienting. If you or your child has been bitten, here is what you need to do:
If your child was bitten, your instinct is to comfort them and make sure they are okay. Do that. But also make sure you take the steps above. Their injury deserves the same documentation and protection as any adult’s—and children often suffer deeper emotional trauma that takes time to surface.
Dog bites cause a range of injuries, from puncture wounds to life-altering disfigurement. Common injuries include:
Children are especially vulnerable. They are smaller, closer to a dog’s mouth, and more likely to be bitten on the face and head. They also carry the emotional weight of the attack for years, sometimes requiring therapy, medications, and ongoing mental health support.
In most cases, the dog owner’s homeowner’s insurance or renter’s insurance policy covers dog bite injuries. These policies typically include liability coverage that pays for medical expenses, lost wages, pain and suffering, and other damages caused by the policyholder’s dog.
Insurance companies, however, do not simply write checks because you were hurt. They will investigate. They will try to minimize your injury. They will look for reasons to deny or reduce your claim. They may argue that you provoked the dog, that you were trespassing, or that the injury was not as serious as you claim.
That is where we come in. We handle the insurance company so you can focus on healing. We gather the evidence, present the medical records, and make it clear that your claim is not going away.
This is the hardest part for most people. The dog that bit you belongs to your neighbor. Or your child’s friend’s family. Or someone you see at the park every week. You do not want to ruin a relationship or be seen as the person who sued over an accident.
But this is not about blame. It is about responsibility. Dog owners carry insurance specifically for situations like this. Filing a claim does not mean you are taking money out of your neighbor’s pocket—it means you are using the insurance system the way it was designed to be used.
You did not ask to be bitten. Your child did not ask to be traumatized. You have the right to be made whole, and that right does not disappear because you know the dog’s owner.
We handle these cases with sensitivity. We understand the social dynamics in a place like Golden, and we work to resolve claims professionally and fairly—without unnecessary conflict.
If you file a dog bite claim, you may be entitled to compensation for:
For children, psychological trauma is often the most significant and longest-lasting injury. A child who is attacked by a dog may develop a lifelong fear of animals, struggle with nightmares, avoid going outside, or experience anxiety in social settings. These are real injuries that deserve real compensation.
You have two years from the date of the dog bite to file a personal injury lawsuit in Colorado. If you miss that deadline, you lose your right to pursue compensation—no matter how severe your injuries.
Two years may sound like a long time, but it is not. Medical treatment takes time. Scars take time to heal—or not heal. The full extent of your child’s emotional trauma may not become clear for months. And insurance companies move slowly, especially when they think you will give up.
The sooner you talk to a lawyer, the stronger your case will be. Evidence disappears. Witnesses forget. Medical records get lost. We start building your case from day one.
No. Colorado’s strict liability statute does not require you to prove the dog had bitten someone before or that the owner knew the dog was dangerous. You only need to show that the dog bit you and caused serious bodily injury.
This is different from some other states, where you have to prove the owner was negligent or that the dog had a history of aggression. In Colorado, the law recognizes that dog bites are serious, unpredictable, and often caused by animals with no prior incidents.
That said, if the dog did have a history of aggression—or if the owner ignored warning signs—that strengthens your case. We investigate every angle to make sure the full picture is presented.
Dog bites do not only happen in backyards. They happen on sidewalks, in parks, on hiking trails, and at public events. If you were bitten in a public place in Golden—Clear Creek Trail, Fossil Trace Golf Club, or anywhere else—you still have the right to file a claim against the dog’s owner.
Colorado law requires dogs to be under control at all times. Leash laws vary by city, but in Golden, dogs must be leashed in most public areas unless in a designated off-leash zone. If a dog was off-leash and attacked you, that is additional evidence of owner negligence.
Dog bite cases are personal. They involve fear, pain, and often a sense of guilt or confusion about what to do next. You need a lawyer who understands that—and who will fight for you without making you feel like just another case number.
Kirk McCormick and Jay Murphy have spent their careers representing people who have been hurt through no fault of their own. We know how to handle insurance companies. We know how to prove the full value of your injury—both the bills you can see and the trauma you cannot. And we know how to do it with the respect and care you deserve.
We serve clients throughout Golden, Lakewood, Arvada, Westminster, Thornton, Aurora, Littleton, Centennial, Highlands Ranch, and across the Denver metro area. If you or your child has been bitten by a dog, we want to hear from you.
Call us at 888-668-1182 or visit our website to schedule a free consultation. We will listen to what happened, explain your rights, and help you decide what to do next. You do not owe us anything unless we win your case.
Seek medical attention right away, even if the wound seems minor. Dog bites can cause serious infections that develop quickly. Report the bite to Jefferson County Animal Control at (303) 271-5070 to create an official record. Document the injury with photos, collect the dog owner’s contact and insurance information, and avoid giving any recorded statements to insurance companies before speaking with a lawyer. If your child was bitten, prioritize their medical and emotional needs while also preserving evidence.
Yes. Under Colorado Revised Statute § 13-21-124, dog owners are strictly liable when their dog causes serious bodily injury to another person. You do not need to prove the owner was negligent or that the dog had a history of aggression. Serious bodily injury includes fractures, deep lacerations, nerve damage, scarring, or any injury that poses a substantial risk of death, disfigurement, or loss of bodily function. Most dog bites requiring medical care meet this standard.
Absolutely. Colorado’s strict liability law does not require the dog to have a prior history of biting or aggression. If the dog caused you serious bodily injury, the owner is responsible regardless of the animal’s past behavior. Evidence of prior incidents can strengthen your case, but it is not required to recover compensation for your injuries.
In most cases, yes. Homeowner’s insurance and renter’s insurance policies typically include liability coverage that pays for injuries caused by the policyholder’s dog. This coverage can include medical expenses, lost wages, pain and suffering, scarring, and psychological trauma. The insurance company will investigate your claim and may try to reduce or deny it, which is why having an experienced lawyer is critical to ensuring you receive fair compensation.
You have two years from the date of the dog bite to file a personal injury lawsuit in Colorado. If you miss this deadline, you lose your right to pursue compensation. While two years may seem like plenty of time, the healing process, the full extent of emotional trauma, and insurance negotiations can take months. Starting your case early ensures evidence is preserved and your rights are protected.
This is a common and understandable concern. Filing a claim does not mean you are personally suing your friend or neighbor—it means you are seeking compensation from their insurance company, which exists for exactly this purpose. Dog owners carry liability insurance to cover injuries their pets cause. You did not choose to be injured, and you have the right to be compensated for your medical bills, lost wages, and trauma. We handle these cases with sensitivity and professionalism to minimize conflict while protecting your rights.
Yes. Emotional trauma is a real and compensable injury, especially for children. A dog attack can cause nightmares, anxiety, PTSD, fear of animals, and long-term psychological harm that requires therapy and treatment. Colorado law allows you to seek damages for your child’s pain and suffering, mental anguish, and the cost of counseling or psychiatric care. We work with medical professionals to document the full impact of the trauma and ensure it is included in your claim.
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