Larimer County · Auto and truck accidents
Fort Collins Auto and Truck Accident Lawyers
Fort Collins auto and truck accident lawyers for crashes on College Avenue and Harmony Road and across Fort Collins. Free consultation. No fee unless we recover for you.
How We Investigate Your Auto or Truck Accident
McCormick & Murphy are Fort Collins auto and truck accident lawyers for people hurt in a car or truck crash. We get the Fort Collins Police Services or the Larimer County Sheriff's Office report, the UCHealth Poudre Valley Hospital records, and file in the Larimer County Justice Center.
Immediately after a crash on College Avenue, Harmony Road, or the surrounding Larimer County roads, we preserve every piece of evidence. We obtain the official crash report, photographs from the scene, traffic-camera footage, and any video from nearby businesses. We interview witnesses while their memories are fresh, and we request electronic data from the vehicles involved—event-data recorders, GPS logs, and telematics systems that show speed, braking, and steering at the moment of impact. For commercial trucks, we pull inspection records, maintenance logs, and driver logs to uncover negligence by the trucking company or its operator.
We identify every party responsible for the crash: the at-fault driver, their employer if they were working, the vehicle owner, the truck company, and any third party whose conduct contributed to the collision. We file claims with their insurance carriers and gather the liability, uninsured-motorist, and underinsured-motorist coverage available. This thorough approach ensures no defendant or insurance policy is overlooked.
Evidence We Collect and Analyze
Driver conduct is the foundation of every claim. We document traffic violations, speeding, distracted driving (cell phone records), impairment (DUI arrest reports or toxicology), and failure to yield. We also examine vehicle damage—the point of impact, crush patterns, and paint transfer—to corroborate witness accounts and police findings. Electronic data recorders installed in most modern vehicles capture acceleration, braking, and steering inputs in the seconds before and after the crash, often proving negligence more clearly than any witness statement.
We collect crash reports filed by Fort Collins Police Services or the Larimer County Sheriff's Office, business and traffic-camera video, photographs from scene investigators, and commercial records such as trucking logs and maintenance schedules. Every insurance policy in effect at the time of the accident is identified and analyzed. This multi-source approach builds an irrefutable account of how the collision occurred and who bears responsibility.
Local investigations may involve Fort Collins Police Services and Larimer County Sheriff’s Office, evidence from College Avenue or Harmony Road, and witnesses or businesses near the scene.
Other local risks include College Avenue at Harmony Road, winter conditions on Lemay Avenue, and congestion near the Colorado State University campus.
Preserve these materials as soon as possible:
- Photographs of all vehicle damage, road conditions, traffic signals, and street signs at the scene (especially important on College Avenue, Harmony Road, Mulberry Street, and I-25)
- Names, phone numbers, and written statements from any witnesses
- Police or sheriff's report number (Fort Collins Police Services or Larimer County Sheriff's Office)
- Insurance card and policy information from the other driver(s) and all involved vehicles
- Medical records and bills from UCHealth Poudre Valley Hospital or any other provider
- Photos of your injuries, if visible
- Complete medical history related to the collision
- Electronic data from your vehicle's event-data recorder (black box) if available
- Video from traffic cameras, business security systems, or dashcams
- Repair estimates and invoices for vehicle damage
- Pay stubs and employment records showing lost wages
- Communications (texts, emails, voicemails) with other drivers or insurers
- Commercial records if a truck or commercial vehicle was involved (trucking logs, maintenance records, inspection documents)
- Notice of all insurance policies (liability, uninsured-motorist, underinsured-motorist coverage)
Do not sign anything or give recorded statements to the other party's insurance company without speaking to a lawyer first.
Medical Treatment and Your Recovery
After your accident, seek immediate care at UCHealth Poudre Valley Hospital or another emergency facility. Whiplash, back injuries, fractures, and traumatic brain injury often develop over hours or days following impact. Document every medical visit, treatment plan, and symptom. Keep a record of time away from work, household activities you cannot perform, and ongoing pain or limitation. These records establish the full scope of your damages and connect your injuries directly to the collision.
We work with your medical providers to obtain detailed reports, imaging results, and treatment notes. We also retain medical experts when necessary to explain the nature of your injury, the prognosis, and the care you will need. This medical documentation strengthens your claim and ensures the insurance carrier recognizes the true cost of your recovery.
Official Fort Collins hospital, report, crash-record, and court links →
What You Can Recover
- Medical bills—emergency room, hospitalization, surgery, physical therapy, and ongoing treatment at UCHealth Poudre Valley Hospital or elsewhere
- Lost wages and loss of earning capacity if your injury prevents you from returning to work
- Pain and suffering, including physical pain, emotional distress, and diminished quality of life
- Vehicle repair or replacement, including diminished value if the vehicle is restored but never the same
- Costs related to transportation, home care, or accommodations required because of your injury
- Punitive damages in cases involving drunk driving, gross negligence, or willful misconduct
We present all damages to the liability and uninsured-motorist carriers and, if necessary, file suit in Larimer County Justice Center to recover the full amount you deserve.
What clients say about McCormick & Murphy
Real outcomes and reviews. Check Google reviews for the office that serves Fort Collins — and read client testimonials.
After I was hit by a drunk driver with no insurance, my own insurer refused UM benefits. McCormick & Murphy sued for uninsured motorist benefits and bad faith. A jury awarded me over $900,000.
C. O., Denver · UM / bad-faith verdict
Prior results do not guarantee a similar outcome. Every case depends on its facts, coverage, venue, and evidence.
Fort Collins Auto and Truck Accident Lawyers FAQ
Do I need Fort Collins auto and truck accident lawyers after a crash?
Call Fort Collins auto and truck accident lawyers when you were hurt, fault is disputed, or an insurer delays, denies, or offers less than the medical bills. The Denver office is in Denver, CO.
How long do I have to file a claim after a Fort Collins auto accident?
Most Colorado auto injury claims have a three-year statute of limitations from the date of the collision. However, if a government entity (like the City of Fort Collins or Larimer County) is involved, you may be required to send written notice much sooner—as early as 182 days after the accident. Some claims have shorter notice deadlines. Contact us immediately after an accident involving any agency vehicle or public property to preserve your rights.
What if the other driver does not have insurance, or their policy limits are too low?
Colorado law requires most drivers to carry uninsured-motorist and underinsured-motorist coverage on their own policies. If the at-fault driver is uninsured or underinsured, we can pursue your own uninsured or underinsured-motorist claim. This coverage often has higher limits than the other driver's liability policy. We will identify all available insurance and file claims with each carrier.
How much does it cost to hire McCormick & Murphy for an auto accident case?
We handle auto and truck accident injury claims on a contingency fee basis. We earn an attorney fee only if your case is settled or won at trial. You do not pay attorney fees upfront or out of pocket. However, advanced case costs—such as expert-witness fees, deposition transcripts, investigation expenses, and court filing fees—are separate from the attorney fee and are tracked separately. We discuss all costs with you before spending money on your case.
Do I have a claim if I was hit by a commercial truck on I-25 or another Larimer County road?
Yes. Truck accidents often involve multiple liable parties: the truck driver, the trucking company, the truck owner, the cargo loader, or the vehicle manufacturer. We investigate the collision, review trucking logs, maintenance records, inspection reports, and electronic data-recorder information to identify every responsible party and company. We also pursue claims against the truck company's liability insurance and your underinsured-motorist coverage if needed.
What should I do if the accident happened near the Colorado State University campus or during winter weather on Lemay Avenue?
Collect the same evidence: photos of the scene, vehicle damage, weather and road conditions, and witness contact information. Winter collisions and accidents in high-traffic areas like CSU can involve shared liability if road maintenance was poor or weather warnings were not posted. We will investigate road conditions, maintenance records, and any public-entity responsibility. Report the accident to Fort Collins Police Services and obtain the report number.
Related crash types in Fort Collins
Distracted driving
Phone use, in-vehicle screens, passengers, food, and other distractions that take attention from driving.
Multi-vehicle accidents
Chain-reaction and pileup claims involving several drivers, impacts, insurers, and disputed fault.
Intersection accidents
Signal, stop-sign, turning, crosswalk, and lane-conflict crashes at controlled and uncontrolled intersections.
Uninsured and underinsured motorists
UM/UIM claims when the responsible driver has no insurance or insufficient liability limits.
Hit and run
Claims involving an unidentified or fleeing driver, including uninsured-motorist coverage.
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Free consultation. No attorney fee unless we recover for you.