Intersection accidents happen fast. One second you have a green light, the next you’re being hit from the side by a driver who ran theirs. Or maybe the signal was yellow, or both of you thought you had the right of way, or someone was turning left when they shouldn’t have been.
Whatever happened, you’re now dealing with injuries, a damaged vehicle, and an insurance company that’s trying to pin some or all of the blame on you.
Here’s what most people don’t realize: intersections are the most documented locations on the road. Traffic cameras. Dashcams. Witnesses stopped at the same light. Skid marks. Signal timing records. Evidence is there if you know where to look and how to preserve it.
At McCormick & Murphy, we’ve handled intersection accident cases across Pueblo, Pueblo West, Cañon City, and the surrounding region. We know how to reconstruct what happened at an intersection, how to challenge disputed fault, and how to prove who had the right of way when the other driver’s story doesn’t match the facts.
Most rear-end collisions have a clear at-fault party. Intersection accidents rarely do. There are multiple vehicles moving through the same space, each with their own version of who had the green light or who yielded properly.
Insurance companies know this. They use the ambiguity to reduce settlements or deny claims outright. They’ll suggest you were speeding, or didn’t look, or entered on yellow when you should have stopped.
That’s why evidence matters more in intersection cases than almost anywhere else. The accident report is just the starting point. We dig deeper.
We see the same patterns at intersections across Pueblo. Some are busier than others, but the collision types stay consistent.
A driver runs a red light and crashes into cross traffic. These are often T-bone or broadside collisions that cause serious injury because the impact hits the side of your vehicle where there’s less protection.
Even when it seems obvious the other driver ran the red, their insurance will often claim the light was yellow or that you entered too early. We obtain signal timing records, camera footage, and witness statements to establish exactly what color the light was when each vehicle entered.
A driver turns left across traffic and misjudges the gap or fails to yield to oncoming cars. Colorado law is clear: the left-turning driver must yield unless they have a protected green arrow. But insurers will argue the oncoming car was speeding or appeared farther away than it was.
We reconstruct speed, distance, and timing to show whether the turn was safe or whether the turning driver violated your right of way.
Sometimes both drivers insist they had a green. One of three things happened: someone is wrong, someone entered on yellow or red without realizing it, or the signal malfunctioned.
Signal malfunction cases are rare but they do happen. We request maintenance and inspection records from the city or CDOT to determine whether the signal was working correctly at the time of the crash.
At stop-sign controlled intersections, someone rolls through without coming to a complete stop or fails to yield to a vehicle that was already in the intersection.
These cases often come down to who entered first and who had the duty to wait. Dashcam footage and witness position become critical.
Colorado uses a modified comparative negligence rule. You can still recover compensation even if you were partially at fault, as long as your share of the blame is 49% or less. Your damages are reduced by your percentage of fault.
This rule turns every intersection case into a fight over percentages. The insurance company doesn’t have to prove you were 100% at fault. They just need to get your percentage above 50% to deny your claim, or push it high enough to reduce what they owe you.
That’s why we focus on evidence from the start. The accident report shows what the officer observed after the fact. We focus on what the evidence proves about the moment of impact.
The first 48 hours after an intersection accident are critical. Evidence disappears. Memories fade. Camera footage gets overwritten.
Pueblo has cameras at several major intersections. So do many private businesses nearby. This footage doesn’t stay available forever. Most systems overwrite after 7 to 30 days unless someone requests it.
We send preservation letters immediately to the city, CDOT, and nearby businesses to secure this footage before it’s gone.
Every traffic signal has a timing sequence on file. We request these records to show how long the yellow lasted, whether the all-red clearance interval was adequate, and whether the signal was functioning to spec.
In some cases, signal timing that’s too short for the speed limit can shift fault away from a driver accused of running a red.
More drivers have dashcams now. Even if you don’t, someone stopped at the same light might. We canvass for witnesses and ask whether anyone captured video.
The position of skid marks, debris, and the point of rest for each vehicle tells a story about speed, direction, and who was where when the crash occurred. Accident reconstruction specialists can use this physical evidence to support or refute each driver’s account.
Independent witnesses who were stopped at the same intersection or walking nearby are powerful. They have no reason to lie, and their statements often break a he-said-she-said stalemate.
Intersection collisions often involve side-impact or angular crashes. Your vehicle’s doors and side panels offer less protection than the front or rear crumple zones.
Common injuries include:
These injuries require immediate medical attention and often lead to long recovery times, surgeries, and permanent limitations. Your claim must account for all of it: past medical bills, future treatment, lost income, and the impact on your ability to work and live the way you did before.
If you’ve been hit at an intersection, what you do in the hours and days afterward can shape the outcome of your case.
Get medical attention immediately. Even if you feel okay. Adrenaline masks pain, and some injuries don’t show symptoms right away. A delay in treatment gives the insurance company an argument that your injuries weren’t serious or weren’t caused by the crash.
Document the scene if you can. Take photos of vehicle damage, the intersection, traffic signals, skid marks, and debris. Note the position of your car and the other vehicle. If there’s a traffic camera visible, photograph it.
Get contact information from witnesses. If someone stopped to help or saw what happened, get their name and number. The police report might not include everyone who saw the crash.
Don’t give a recorded statement to the other driver’s insurance company. You’re not required to. They’ll use your words to build a case against you, even if you’re just trying to be cooperative. Refer them to your lawyer.
Preserve your own dashcam or phone footage. If your car has a dashcam, save the file immediately. If you or a passenger took video at the scene, back it up.
Don’t apologize or admit fault at the scene. It’s human nature to say “I’m sorry” after an accident. Don’t. Colorado is a comparative fault state, and any statement you make can be used to assign you a percentage of blame.
The other driver will almost always say you’re at fault. They’ll tell the officer you ran the light, or entered the intersection too fast, or didn’t yield when you should have.
Sometimes they believe it. Sometimes they’re protecting themselves. Either way, their statement doesn’t decide your case.
We challenge disputed fault by:
Insurance companies count on you accepting their version of fault. We don’t.
Let’s say the insurance company agrees their driver ran a red light, but they claim you were speeding. They assign you 30% fault.
If your total damages are $100,000, they’ll offer $70,000.
But what if the evidence doesn’t support that 30%? What if you weren’t speeding at all, or the speed you were traveling was reasonable and wouldn’t have prevented the crash?
Every percentage point matters. A 10% difference in fault on a $100,000 claim is $10,000. We fight for accurate fault allocation because it directly affects what you recover.
Colorado’s statute of limitations for personal injury claims is three years from the date of the accident. Miss that deadline and you lose your right to sue, no matter how strong your case is.
Three years sounds like a long time. It’s not. Insurance companies will drag out negotiations, hoping you’ll take a low offer to avoid the hassle or because you’re running out of time.
We file cases when we need to, not when the insurance company is ready to be fair.
Every case is different, but your claim should account for:
Insurance adjusters will offer you a settlement early, often before you know the full extent of your injuries. Once you sign, you can’t come back for more even if your condition worsens or you need surgery later.
We don’t settle until we know what your case is really worth.
We represent clients injured in intersection accidents throughout Pueblo, Pueblo West, Salt Creek, Blende, Avondale, Boone, Colorado City, Rye, Cañon City, Florence, Penrose, Walsenburg, and Aguilar. If your crash happened in Southern Colorado, we can help.
Our office is located at 301 N Main St in Pueblo, and we meet clients where it’s convenient for them when injuries make travel difficult.
Kirk McCormick and Jay Murphy built this firm to fight for people who’ve been hurt by someone else’s negligence. We don’t represent insurance companies. We don’t defend corporations. We represent people.
When we take an intersection accident case, we:
You don’t owe us anything to find out whether you have a case. We offer free consultations, and we’ll tell you honestly what we think your options are.
Just because the other driver says you’re at fault doesn’t make it true. Just because the insurance company assigns you a percentage of blame doesn’t mean that percentage is accurate.
You have the right to challenge their version of what happened. You have the right to present evidence. You have the right to hold the at-fault driver accountable for the harm they caused.
Intersection accidents are complicated, but they’re also some of the most documented crashes on the road. The evidence is there. The question is whether you have someone who knows how to find it and use it.
If you’ve been injured in an intersection accident in Pueblo or anywhere in Southern Colorado, call McCormick & Murphy at 888-668-1182. We’ll answer your questions, explain your rights, and help you understand what comes next.
You don’t have to accept the insurance company’s version of fault. You don’t have to settle for less than your case is worth. You have options, and we’ll help you understand what they are.
Get medical attention first, even if you feel okay. Then document the scene with photos of vehicle damage, the intersection, traffic signals, and any visible cameras. Collect contact information from witnesses. Do not give a recorded statement to the other driver’s insurance company. Contact McCormick & Murphy at 888-668-1182 so we can begin preserving evidence like traffic camera footage before it’s overwritten or lost.
Fault is determined by analyzing all available evidence: the police report, witness statements, traffic camera footage, signal timing records, skid marks, vehicle damage, and sometimes accident reconstruction. Colorado law looks at who had the right of way, whether anyone violated traffic signals or signs, and whether either driver was negligent. Because Colorado uses comparative fault, both drivers can share blame, and your compensation is reduced by your percentage of fault if it’s 49% or less.
Yes. What the other driver says is just one piece of evidence. We challenge disputed fault by obtaining traffic camera footage, signal timing records, witness statements, and accident reconstruction analysis. Physical evidence like skid marks, vehicle damage patterns, and debris location often tell a different story than what either driver remembers. Even if you share some fault, you can still recover as long as you’re not more than 50% responsible under Colorado’s comparative negligence rule.
Colorado’s statute of limitations gives you three years from the date of the accident to file a personal injury lawsuit. If you miss this deadline, you lose your right to sue regardless of how strong your case is. While three years may seem like plenty of time, evidence disappears and insurance companies use delay tactics, so it’s important to start the process early.
Traffic camera footage is often the strongest evidence because it shows exactly what happened. We also rely on signal timing records, dashcam video, witness statements from people stopped at the same light, skid mark patterns, vehicle damage analysis, and accident reconstruction. Cell phone records can prove distracted driving, and maintenance records can show whether a traffic signal was malfunctioning. The key is preserving this evidence quickly before it’s lost or overwritten.
It depends on whether cameras are present at that intersection and how quickly we request the footage. Pueblo has cameras at several major intersections, and nearby businesses often have security cameras that capture street views. Most systems overwrite footage after 7 to 30 days unless someone formally requests preservation. We send preservation letters immediately to the city, CDOT, and area businesses to secure this footage before it disappears.
Signal malfunctions are rare but possible. When both drivers genuinely believe they had a green light, we request maintenance and inspection records from the city or CDOT to determine whether the signal was functioning properly at the time of the crash. We also analyze the signal timing sequence and look for prior malfunction reports at that intersection. If a malfunction occurred, liability may shift to the government entity responsible for maintaining the signal, which involves different claim procedures and deadlines.
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Disclaimer: The information on this website is for information purposes only. This website should not be taken as legal advice. Prior results do not guarantee a similar outcome. This information should not be taken as the formation of a lawyer or attorney client relationship.
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