El Paso County · Uninsured and Underinsured Motorist
Old Colorado City Motorcycle UM/UIM Lawyers
Old Colorado City motorcycle um/uim lawyers for riders hurt in Old Colorado City. Free consultation. No fee unless we recover for you.
Old Colorado City Motorcycle UM/UIM Lawyers For Uninsured Driver Claims
McCormick & Murphy are Old Colorado City motorcycle um/uim lawyers for riders hurt by a driver with no insurance or too little insurance. We file in El Paso County Combined Courts.
Motorcycle crashes on Colorado Avenue, U.S. Highway 24, and the corridors around Old Colorado City sometimes involve a driver who carries no liability insurance at all, or limits far too low to cover a rider's injuries. When that happens, the rider's own uninsured or underinsured motorist coverage, if it exists, may come into play. We start by reading the rider's own policy closely, because the specific language in that policy controls what coverage applies and how a claim gets handled.
Not every motorcycle policy includes UM or UIM coverage, and coverage limits vary from policy to policy. We do not assume coverage exists; we review the declarations page and endorsements to see what the rider actually purchased. If UM or UIM coverage is there, we work through the claim process with the rider's own insurer, which can involve a different dynamic than dealing with the at-fault driver's carrier.
These claims can get complicated because the rider's own insurance company is now the party evaluating the claim, sometimes with interests that don't align with the rider's. We help riders in Old Colorado City understand what their policy actually promises and push for a fair evaluation of the injuries and losses involved.
Confirming Coverage And Documenting The Crash Near Colorado Avenue
A strong UM or UIM claim starts with proof that the at-fault driver was in fact uninsured or underinsured, along with full documentation of the crash itself: police reports, photos from the scene near Colorado Avenue or 21st and 25th Streets, witness statements, and any available video. We also gather medical records from providers such as UCHealth Memorial Hospital Central to document the injuries and connect them to the collision.
Once the coverage question is confirmed, we assemble the financial picture: medical bills, lost income, and other losses tied directly to the crash. If a rider's own insurer denies the claim or offers far less than the injuries warrant, that is not automatically bad faith on its own. We look at how the carrier handled the claim overall, and for a deeper look at that issue we point readers to our insurance bad-faith page.
- Police report showing the at-fault driver's insurance status
- Photos of the crash scene and your motorcycle's damage
- Medical records and bills from every provider you saw
- Your own auto or motorcycle insurance policy and declarations page
- Any letters or claim numbers from your insurer
Riding Colorado Avenue, U.S. Highway 24, And 21st Street In Old Colorado City
Old Colorado City draws riders along Colorado Avenue's shops and restaurants, and out toward U.S. Highway 24 heading west to Manitou Springs. The mix of local traffic, tourists unfamiliar with the area, and cross streets like 21st and 25th creates real risk for riders, especially when the other driver turns out to be uninsured or underinsured.
When a UM or UIM claim in this area heads toward litigation, it's typically filed in El Paso County Combined Courts. We meet with Old Colorado City riders at our office at 929 W Colorado Ave, just blocks from the neighborhood, to go over their policy and their options.
Old Colorado City motorcycle overview →
Motorcycle UM/UIM claims in Old Colorado City are part of our broader Colorado Springs motorcycle accident lawyers practice for El Paso County.
Investigating Old Colorado City Motorcycle UM/UIM Claims & Client Office Access
McCormick & Murphy are Old Colorado City motorcycle um/uim lawyers for riders hurt by a driver with no insurance or too little insurance.
- 60+ Years Combined Experience: We file in El Paso County Combined Courts and gather police reports, photos from the scene near Colorado Avenue or 21st and 25th Streets, witness statements, and medical records from providers such as UCHealth Memorial Hospital Central to document injuries and connect them to the collision.
- No Fee Unless We Recover for You: We start by reading the rider's own policy closely, because the specific language in that policy controls what coverage applies and how a claim gets handled.
- Office Access: Clients meet with our team at 929 W Colorado Ave, Colorado Springs, CO 80905 ↗ — with home or hospital consultations available if severe injuries prevent travel.
What A UM/UIM Claim May Cover After A Motorcycle Crash
- Medical expenses tied to the crash
- Lost income from time away from work
- Pain and suffering
- Future medical care related to the injuries
- Property damage to the motorcycle, depending on the policy
What clients say about McCormick & Murphy
Real outcomes and reviews. Check Google reviews for the office that serves Old Colorado City — and read client testimonials.
A passenger suffered traumatic brain, neck, and back injuries in a Colorado Springs intersection collision. After the carrier refused a fair number, a jury awarded $295,000 including interest and costs.
El Paso County jury verdict
Prior results do not guarantee a similar outcome. Every case depends on its facts, coverage, venue, and evidence.
Your Old Colorado City UM/UIM Claim Questions, Answered
Do I need Old Colorado City motorcycle um/uim lawyers after a crash?
Call Old Colorado City motorcycle um/uim lawyers when you were hurt, fault is disputed, or an insurer delays, denies, or offers less than the medical bills. The nearest office is at 929 W Colorado Ave, Colorado Springs, CO 80905.
Does my motorcycle insurance automatically include UM or UIM coverage?
Not necessarily. Coverage depends on what you purchased and what your policy states, so we review your declarations page and endorsements before assuming anything applies.
The at-fault driver had no insurance. What are my options?
If you have uninsured motorist coverage on your own policy, you may be able to pursue a claim through your own insurer. We look at your specific policy language to see what applies to your situation.
My insurer offered far less than my injuries are worth. Is that bad faith?
A low offer or even a denial is not automatically bad faith. We look at how the insurer handled the entire claim, and our insurance bad-faith page goes into more detail on that separate issue.
How do I know if the other driver was underinsured rather than uninsured?
We compare the at-fault driver's policy limits against the actual cost of your injuries and losses. If their coverage falls short, your own underinsured motorist coverage may help fill the gap, depending on your policy.
What should I do right after a crash near Old Colorado City if the other driver may be uninsured?
Get a police report that documents the other driver's insurance information, seek medical care, and hold onto your own insurance policy documents. Contact us for a free consultation so we can review your coverage and next steps.
Nearest McCormick & Murphy office
Colorado Springs — Downtown
Discuss Your Old Colorado City Motorcycle UM/UIM Case
Speak directly with an experienced injury attorney. Free consultation. No fee unless we win.