You were riding legally. Following the rules. Watching traffic. And someone still hit you.
Now you’re dealing with injuries, medical bills, a damaged bike, and an insurance adjuster who seems more interested in what you were wearing than what the driver did wrong.
That’s not an accident. That’s how motorcycle accident claims are treated differently.
At McCormick & Murphy, P.C., we represent riders in Brighton and across Colorado who are fighting for fair compensation after someone else’s negligence put them in the hospital. We know the bias you’re up against. We know how to counter it.
When two cars collide, insurance companies assume both drivers were trying to avoid the crash. When a car hits a motorcycle, they assume the rider was showing off or taking risks.
It’s not fair. But it’s real.
Adjusters will question your speed even when you weren’t speeding. They’ll ask if you were “weaving” when you were just changing lanes. They’ll suggest you were hard to see when the driver simply wasn’t looking.
This bias shows up in three ways:
We’ve handled motorcycle accident claims throughout Brighton, Westminster, Thornton, Commerce City, and beyond. We know what insurance companies say about riders. And we know how to respond with evidence.
Most motorcycle accidents happen because a driver violated your right of way. They didn’t check. They didn’t look twice. They assumed the road was clear.
The most common scenarios we see:
A driver turns left in front of you at an intersection. They either didn’t see you or misjudged your speed. These crashes cause some of the worst injuries because the rider has almost no time to react.
A driver merges into your lane without signaling or checking their blind spot. On I-76 or Highway 85, these accidents happen at highway speeds.
You stop at a red light. The driver behind you doesn’t. Motorcycles can stop faster than cars, which means drivers following too closely often can’t react in time.
A parked car door opens into your path. In downtown Brighton or residential areas, this type of crash can throw a rider into traffic.
Gravel in a turn. A pothole. An oil slick. Hazards that barely affect cars can put a motorcycle down. When poor road maintenance or unmarked construction zones cause a crash, the city or contractor may be liable.
A driver texting, adjusting the radio, or driving under the influence doesn’t see you until it’s too late. These cases often involve punitive damages because the conduct was reckless.
You don’t have a steel cage around you. No airbags. No crumple zones. When a car hits a motorcycle, the rider absorbs the impact.
The injuries we see most often:
These injuries don’t just hurt. They change your life. You may not be able to work for months. You may need multiple surgeries. You may never ride again.
A fair settlement accounts for all of that. Not just your current medical bills, but the ongoing care you’ll need. Not just your lost wages, but your reduced earning capacity if you can’t return to your old job. Not just your physical pain, but the emotional trauma of the crash.
The moments after a crash determine the strength of your claim. If you’re able to do these things, they will help your case later.
Even if you think you’re okay. Adrenaline masks pain. Some injuries don’t show symptoms for hours or days. Go to the emergency room or an urgent care clinic. Tell them everything that hurts.
Insurance companies will argue that delayed treatment means you weren’t really injured. Don’t give them that opening.
A police report creates an official record of the accident. The officer will document the scene, interview witnesses, and note any traffic violations. That report becomes critical evidence when the other driver’s story changes later.
If you’re physically able:
Do not post about the accident on social media. Insurance companies monitor your accounts looking for anything they can use against you.
They will call you quickly. They will sound friendly. They will ask you to give a recorded statement or sign a release.
Do not do it.
Anything you say can be used to reduce or deny your claim. They’re not trying to help you. They’re trying to close your case for as little money as possible.
Tell them you’re represented by an attorney and refer them to us. We’ll handle all communication from that point forward.
Colorado does not require adult riders to wear helmets. You can ride without one and still recover full compensation if someone else caused the accident.
But here’s what insurance companies will try to do:
If you weren’t wearing a helmet and you suffered a head injury, they’ll argue that the injury wouldn’t have been as severe if you’d been wearing one. They’ll try to reduce your settlement by claiming you contributed to your own injuries.
That argument doesn’t hold up when the evidence shows that a helmet wouldn’t have prevented the injury or that the injury was to another part of your body entirely. But you need a lawyer who knows how to make that case.
If you were wearing a helmet and still suffered a brain injury, that fact actually strengthens your claim. It shows the force of the impact was severe enough to cause injury even with protection.
The driver who hit you will almost always say the same thing: “I didn’t see them.”
That’s not a defense. That’s an admission of negligence.
Colorado law requires drivers to look for motorcycles. To check blind spots. To yield the right of way. Saying “I didn’t see you” means they failed to do what the law requires.
We prove negligence by:
The law doesn’t excuse drivers for not paying attention. Neither do we.
Every case is different, but a motorcycle accident claim should cover:
In cases involving drunk drivers, reckless conduct, or intentional harm, you may also be entitled to punitive damages designed to punish the wrongdoer and deter similar conduct.
Insurance companies will pressure you to settle quickly for a fraction of what your claim is worth. They’ll tell you it’s a fair offer. They’ll say you won’t get more if you wait.
Don’t believe them. Once you accept a settlement and sign a release, you give up your right to ask for more money later—even if your injuries turn out to be worse than you thought.
In Colorado, you generally have three years from the date of the accident to file a personal injury lawsuit. If you’re filing a claim against a government entity for a road hazard, that deadline can be as short as 180 days.
Three years sounds like a long time. It’s not.
Evidence disappears. Witnesses move or forget details. Medical records get harder to obtain. The sooner you start building your case, the stronger it will be.
And if you’re negotiating with an insurance company without a lawyer, they’ll drag the process out hoping you’ll panic and accept whatever they offer as the deadline approaches.
We’ve represented riders in Brighton, Aurora, Thornton, Commerce City, Northglenn, Westminster, and throughout Adams County. We know how local law enforcement investigates motorcycle accidents. We know the insurance companies you’re dealing with. We know the tactics they use.
When you hire us, we:
We don’t charge you anything unless we recover compensation for you. No upfront fees. No hidden costs. You only pay if we win.
That means we only take cases we believe in. And once we take your case, we fight for every dollar you’re entitled to.
You might hear that your friend’s car accident settled in three months. Yours is taking longer. That’s normal.
Motorcycle accident claims are more complex because:
We won’t rush your case just to close it. We wait until you’ve reached maximum medical improvement so we know the full extent of your injuries. We gather every piece of evidence. We build a case the insurance company can’t ignore.
That takes time. But it results in better outcomes.
The sooner, the better. Even if you’re still in the hospital. Even if you don’t know yet how bad your injuries are.
Here’s why early representation matters:
You don’t need to have all the answers before you call. You don’t need to know if you have a case. That’s what the consultation is for.
We’ll review what happened. We’ll explain your rights. We’ll tell you honestly whether we think you have a claim and what it might be worth.
If you decide to hire us, we get to work immediately. If you decide not to, you haven’t lost anything. The consultation is free.
Our office is in Denver, but we represent motorcycle accident victims throughout Colorado. We handle cases in Brighton, Wheat Ridge, Lakewood, Arvada, Westminster, Thornton, Northglenn, Commerce City, Aurora, Englewood, Littleton, Centennial, Greenwood Village, Lone Tree, Parker, Highlands Ranch, Castle Rock, Broomfield, Longmont, Boulder, Louisville, Lafayette, Superior, Erie, Golden, Fort Collins, Loveland, Greeley, and the surrounding areas.
If you were injured in a motorcycle accident anywhere in Colorado, we can help.
You have the same right to the road as any other vehicle. You have the same right to compensation when someone’s negligence injures you. You have the same right to hold the at-fault driver accountable.
The insurance company will try to make you feel like you don’t. Like you took a risk by riding. Like you should accept less because you were on two wheels instead of four.
You don’t have to accept that.
Call us at 888-668-1182. Tell us what happened. Let us fight for what you’re owed.
Insurance companies often try to blame riders, but the law doesn’t. If another driver violated your right of way, failed to check their blind spot, or caused the accident through negligence, they’re liable regardless of what vehicle you were operating. We counter bias with evidence—witness statements, accident reconstruction, traffic camera footage, and the driver’s own admissions. The fact that you were on a motorcycle doesn’t reduce your right to compensation.
Get medical attention first, even if you feel okay. Call the police to document the scene. If you’re able, take photos of your bike, the other vehicle, and the accident location. Get contact information from witnesses. Do not give a statement to the other driver’s insurance company or sign anything. Contact a motorcycle accident lawyer as soon as possible so we can preserve evidence and protect your rights while you focus on recovery.
Colorado gives you three years from the date of the accident to file a personal injury lawsuit. If you’re filing a claim against a government entity for poor road conditions or other hazards, the deadline can be as short as 180 days. These deadlines are strict. Waiting too long means losing your right to compensation entirely. Contact us early so we have time to investigate, build your case, and negotiate before any deadline approaches.
Colorado doesn’t require adult riders to wear helmets, and you can recover full compensation even if you weren’t wearing one. Insurance companies may argue that not wearing a helmet made your injuries worse, but that argument only works if the injury was to your head and a helmet would have prevented it. If you were wearing a helmet and still suffered a brain injury, that actually strengthens your claim by showing the severity of the impact. We know how to handle helmet arguments and won’t let them reduce what you’re owed.
That’s not a defense—it’s an admission they weren’t paying attention. Colorado law requires all drivers to look for motorcycles, check blind spots, and yield the right of way. Saying “I didn’t see you” means they failed to meet that duty. We use accident reconstruction, sight line analysis, and witness testimony to prove you were visible and the driver simply didn’t look. Their failure to see you is negligence, and they’re liable for the harm that negligence caused.
The value depends on your medical expenses, lost income, future care needs, the severity of your injuries, and how the accident affects your life long-term. Motorcycle accident claims are often worth more than car accident claims because injuries tend to be more severe. We calculate every economic loss—medical bills, lost wages, property damage—and every non-economic loss like pain, suffering, and loss of enjoyment of life. We don’t accept lowball offers. We build a case for full compensation based on the real impact the accident had on you.
Insurance companies treat motorcycle accident claims differently. They assume riders are at fault. They downplay injuries. They pressure you to settle quickly for far less than your claim is worth. Without a lawyer, you’re negotiating against trained adjusters whose job is to pay you as little as possible. We level the playing field. We know the tactics they use. We know what your case is actually worth. And we don’t get paid unless you do. Most riders who hire us recover significantly more than they would have on their own.
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Disclaimer: The information on this website is for information purposes only. This website should not be taken as legal advice. Prior results do not guarantee a similar outcome. This information should not be taken as the formation of a lawyer or attorney client relationship.
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