An accident changes everything in an instant. One minute you’re driving to work, walking across a parking lot, or doing your job. The next, you’re in pain, missing work, and dealing with medical bills that keep piling up while someone else’s insurance company tells you what your injury is worth.
You didn’t ask for this. You shouldn’t have to fight alone.
McCormick & Murphy, P.C. represents people in Greeley who have been injured because someone else was careless or reckless. We handle car crashes, truck accidents, slip and fall cases, workplace injuries, dog bites, and other serious harm caused by negligence. If you’re hurt and it wasn’t your fault, you have rights under Colorado law—and we know how to protect them.
Call us at 888-668-1182 to talk about what happened. The consultation is free. You pay nothing unless we win your case.
A personal injury claim exists when someone else’s negligence causes you harm. That means they failed to act with reasonable care, and that failure led directly to your injury.
Common personal injury cases we see in Greeley include:
The injury has to be real. Cuts and bruises that heal in a few days typically don’t warrant a lawsuit. But broken bones, head injuries, back and neck damage, torn ligaments, nerve damage, disfigurement, or psychological trauma from the accident—those matter. Medical treatment, lost wages, and ongoing pain all factor into the value of your claim.
If you’re not sure whether what happened to you qualifies, call us. We’ll tell you honestly whether you have a case worth pursuing.
Colorado law allows you to seek compensation for all the ways the injury has affected your life. That includes both economic damages—the bills and lost income you can calculate—and non-economic damages for pain, suffering, and loss of quality of life.
Economic damages typically include:
Non-economic damages cover the impact on your daily life:
Colorado does cap non-economic damages in some personal injury cases, but exceptions exist for cases involving serious injuries or egregious conduct. We evaluate every case individually to understand the full scope of what you’ve lost.
In rare cases involving extreme recklessness—drunk driving, for example—punitive damages may also be available to punish the wrongdoer and deter similar conduct.
Colorado gives you a limited window to file a personal injury lawsuit. Under the statute of limitations, you generally have two years from the date of the injury to file a claim in court. Miss that deadline and you lose your right to compensation—no matter how strong your case is.
Two years might sound like plenty of time, but evidence disappears fast. Witnesses forget details. Surveillance footage gets erased. Skid marks fade. The longer you wait, the harder it becomes to prove what happened.
Insurance companies know this. They also know that people who wait too long to get a lawyer often accept lowball offers because they feel pressure as the deadline approaches.
We recommend calling an attorney as soon as you’re able after an accident—ideally within days or weeks, not months. Early involvement means we can:
You don’t need to have all the answers before you call. You just need to take the first step.
Most people have never been through this process. The insurance company has. They’ve done this thousands of times. You’re at a disadvantage from the start unless you have someone on your side who knows how the system works.
Here’s what typically happens:
1. Investigation and evidence gathering
We collect the police report, medical records, photos of the scene, witness statements, and any other evidence that shows what happened and how badly you were hurt. In some cases, we bring in accident reconstruction experts or medical specialists to strengthen your claim.
2. Medical treatment and documentation
Your health comes first. We make sure you’re getting the care you need and that every injury is properly documented. Gaps in treatment give the insurance company an excuse to argue you weren’t really hurt.
3. Demand and negotiation
Once we have a clear picture of your injuries and losses, we send a demand letter to the at-fault party’s insurance company. This lays out the facts, the law, and the compensation you deserve. Most cases settle during this phase if the offer is fair.
4. Filing a lawsuit (if necessary)
If the insurance company refuses to offer reasonable compensation, we file a lawsuit in Colorado court. This doesn’t mean you’re going to trial—many cases still settle after a lawsuit is filed. But it shows the insurance company we’re serious.
5. Discovery and depositions
Both sides exchange information and take witness statements under oath. This process can take months, but it also forces the other side to reveal their arguments and evidence.
6. Mediation or trial
Many cases go to mediation, where a neutral third party helps both sides reach a settlement. If mediation fails, we take your case to trial and let a jury decide.
Throughout this process, you don’t pay us a dime unless we win. Our fee comes out of the settlement or verdict—never out of your pocket upfront.
Insurance adjusters are trained to minimize what they pay. They may seem friendly and concerned about your wellbeing, but their job is to save their employer money—not to make you whole.
Here are tactics we see all the time in Greeley personal injury claims:
The quick settlement offer
An adjuster calls within days of the accident and offers you a check right away. It sounds generous until you realize you haven’t even finished treatment yet. Once you accept and sign a release, you can’t come back for more money when complications arise or your injury turns out to be worse than you thought.
The recorded statement trap
The insurance company asks you to give a recorded statement “just to get the facts straight.” Anything you say can be used against you. A casual comment about feeling “okay” or not remembering exact details becomes ammunition to deny your claim later.
Blaming you
Colorado follows a modified comparative negligence rule. If you’re found partially at fault for the accident, your compensation is reduced by your percentage of fault. If you’re 50% or more at fault, you get nothing. Adjusters will comb through your statement looking for any reason to shift blame onto you.
Delaying tactics
Some adjusters drag out the process hoping you’ll get desperate and accept less. They request the same documents multiple times, claim they never received paperwork, or simply stop returning calls.
Disputing your medical treatment
The insurance company may argue that your treatment was unnecessary, excessive, or unrelated to the accident. They’ll point to any pre-existing condition and claim your pain is from that, not the crash.
Having a lawyer changes the dynamic. The adjuster knows they can’t use these tactics on someone who understands the game. We handle all communication so you can focus on healing.
We work on a contingency fee basis. That means you pay no retainer, no hourly fees, and no upfront costs. If we don’t win your case, you owe us nothing.
When we do win—through settlement or trial—our fee is a percentage of the recovery. We cover all the costs of investigating and building your case, from expert witnesses to court filing fees. You’re never out of pocket for those expenses unless we recover compensation for you.
This levels the playing field. It means a person hurt in a car crash in Greeley has the same access to experienced legal representation as a billion-dollar insurance company—regardless of their financial situation.
Kirk McCormick and Jay Murphy built this firm to fight for people who’ve been hurt. We’ve spent years going up against insurance companies and large corporations that put profits over safety. We know their strategies, their experts, and their delay tactics.
When you call us, you talk to a lawyer—not a paralegal, not an intake specialist. We keep our caseload manageable so we can give every client the attention their case deserves. You’ll have our cell phone numbers. You’ll get answers when you have questions.
We serve clients across the Denver metro area and northern Colorado, including Greeley, Fort Collins, Loveland, Longmont, Boulder, Brighton, and surrounding communities. If your injury happened in Weld County or anywhere in the region, we can help.
Our office is located at 1547 N Gaylord St UNIT 303, Denver, CO 80206, but we meet clients where it’s convenient for them—at their home, a coffee shop, or the hospital if needed.
The steps you take in the hours and days after an accident can make or break your claim. Here’s what we tell every client:
Get medical attention immediately
Even if you feel fine, see a doctor. Adrenaline masks pain. Some injuries don’t show symptoms right away. A gap between the accident and your first medical visit gives the insurance company an excuse to argue you weren’t really hurt.
Report the accident
Call the police for car accidents. File an incident report for slip and falls on commercial property. Create a record while the facts are fresh.
Document everything
Take photos of the scene, your injuries, property damage, and anything else relevant. Get names and contact information for witnesses. Write down what you remember about how the accident happened.
Don’t post on social media
Insurance companies monitor Facebook, Instagram, and other platforms looking for evidence to use against you. A photo of you smiling at a family gathering becomes “proof” you’re not really in pain. Don’t give them ammunition.
Don’t sign anything or give a recorded statement
Politely decline. Tell the insurance adjuster you need to speak with a lawyer first. You’re not required to cooperate with the at-fault party’s insurance company.
Call a lawyer before you accept a settlement
Once you sign a release, it’s over. You can’t reopen the case when you discover the injury is worse than you thought or when bills keep coming. Let an experienced attorney review any offer before you accept it.
Serious accidents cause serious harm. The most common injuries we handle include:
The severity of the injury doesn’t always match the violence of the accident. A slow-speed rear-end collision can cause a herniated disc that requires surgery. A seemingly minor slip and fall can result in a traumatic brain injury.
We take every injury seriously because we know how it affects your life.
Colorado uses a modified comparative negligence system. That means you can still recover compensation even if you were partially to blame for the accident—as long as you’re not 50% or more at fault.
Your recovery is reduced by your percentage of fault. If you’re found 20% responsible for the crash and your damages total $100,000, you’d receive $80,000.
Insurance companies exploit this rule. They’ll try to inflate your level of fault to reduce what they pay or eliminate your claim entirely. They’ll point to anything—you were speeding, you weren’t wearing a seatbelt, you were distracted—to shift blame.
We fight back with evidence. Accident reconstruction, witness testimony, traffic camera footage, and expert analysis help prove what really happened and who’s truly at fault.
Don’t assume you can’t recover just because you think you share some blame. Let us evaluate your case and determine what the evidence actually shows.
You’re hurt. You’re worried about bills. You’re wondering if you have a case and what it might be worth. You’re not sure who to trust.
Those are all normal questions. We answer them every day.
Call McCormick & Murphy, P.C. at 888-668-1182 or visit our website to schedule a free consultation. We’ll listen to what happened, explain your rights under Colorado law, and tell you honestly whether we think you have a case.
If we take your case, you pay nothing unless we win. No retainer. No hourly fees. No risk.
You didn’t choose to get hurt. But you can choose what happens next. Make the call.
A strong personal injury case has three core elements: clear liability (someone else was at fault), documented injuries (medical records proving real harm), and recoverable damages (bills, lost wages, and pain you can demonstrate). If you’ve been hurt because someone was negligent—whether in a car crash, slip and fall, or other accident—and you sought medical treatment, you likely have a case worth evaluating. The insurance company may try to minimize your claim, but that doesn’t mean it isn’t valid. We offer free consultations to review the facts and tell you honestly whether pursuing a claim makes sense. You don’t need to prove your case before you call—that’s our job.
Every case is different. The value depends on your medical bills, lost income, future treatment needs, the severity and permanence of your injuries, how the injury affects your daily life, and the strength of the evidence showing who was at fault. Cases involving broken bones, traumatic brain injuries, spinal damage, or permanent scarring are generally worth more than soft tissue injuries that heal quickly. Colorado does cap non-economic damages (pain and suffering) in some cases, but serious injuries often qualify for exceptions. Insurance companies will lowball the value hoping you don’t know better. We calculate what your case is truly worth based on the full scope of your losses—not what the adjuster wants to pay.
Colorado’s statute of limitations gives you two years from the date of injury to file a lawsuit in most personal injury cases. If you miss that deadline, you lose your right to sue—even if your case is strong. Some exceptions exist (for example, if the injury wasn’t immediately discoverable), but they’re narrow. Waiting too long also hurts your case in practical ways: evidence disappears, witnesses forget details, and the insurance company knows you’re running out of time. We recommend contacting a lawyer within days or weeks of the accident, not months. Early action preserves evidence and strengthens your claim.
No. McCormick & Murphy works on a contingency fee basis, which means you pay nothing unless we win your case. No retainer, no hourly fees, no upfront costs. We cover all expenses related to investigating and building your claim—expert witnesses, court filing fees, medical record retrieval, accident reconstruction—and we only get paid if we recover compensation for you. Our fee comes as a percentage of the settlement or verdict. If we don’t win, you owe us nothing. This arrangement gives everyone access to experienced legal representation regardless of their financial situation.
Don’t accept it without talking to a lawyer first. Early settlement offers are almost always too low. The insurance company is betting you don’t know what your case is worth or that you’ll take quick cash because you’re desperate. Once you sign the release, you can’t come back for more money when your injury turns out to be worse than expected or when additional complications arise. We’ve seen clients accept $5,000 offers on cases worth $50,000 or more. Let us review the offer and your medical records before you make a decision. The consultation is free, and you’ll know whether the insurance company is treating you fairly.
It depends. Simple cases with clear liability and modest damages may settle in a few months. Complex cases involving serious injuries, disputed fault, or uncooperative insurance companies can take a year or longer—sometimes two years if the case goes to trial. We don’t rush your case just to close it. We wait until you’ve reached maximum medical improvement so we understand the full extent of your injuries and future needs. Filing a lawsuit before you’re done treating often means leaving money on the table. We keep you informed throughout the process and push as hard as we can without sacrificing the value of your claim.
Yes, as long as you’re less than 50% at fault. Colorado follows a modified comparative negligence rule, which means your compensation is reduced by your percentage of fault, but you can still recover if the other party bears most of the blame. For example, if you were 30% at fault and your damages total $100,000, you’d receive $70,000. Insurance companies will try to exaggerate your level of fault to reduce what they pay or eliminate your claim entirely. We use evidence—accident reconstruction, witness statements, traffic laws, and expert testimony—to prove what really happened and hold the at-fault party accountable. Don’t assume you have no case just because you think you share some responsibility. Let us evaluate the facts.
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Disclaimer: The information on this website is for information purposes only. This website should not be taken as legal advice. Prior results do not guarantee a similar outcome. This information should not be taken as the formation of a lawyer or attorney client relationship.
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