Weld County · Uninsured and underinsured motorist
Greeley Motorcycle UM/UIM Lawyers
Greeley motorcycle um/uim lawyers for riders hurt in Greeley. Free consultation. No fee unless we recover for you.
When the Other Driver's Insurance Isn't Enough
McCormick & Murphy are Greeley motorcycle um/uim lawyers for riders hurt by a driver with no insurance or too little insurance. We file in Weld County Combined Courts.
Some drivers on 10th Street, 47th Avenue, and U.S. Highway 34 carry no liability insurance at all, or carry limits that fall far short of what a motorcycle rider's injuries actually cost. When that happens, the rider's own policy may include uninsured motorist coverage or underinsured motorist coverage that can step in. Whether that coverage applies, and how much is available, depends entirely on the language of the specific policy.
We do not assume every motorcycle policy in Weld County includes UM or UIM coverage, and we will not guess at a dollar limit before we have read the policy. Our job is to pull the actual policy, understand what was purchased, and determine whether a UM or UIM claim is available to a Greeley rider hurt in a crash on Evans, Windsor, or anywhere else in the area.
These claims are different from a standard liability claim because the rider is making a claim against their own insurer. That relationship comes with its own rules, its own paperwork, and its own negotiating dynamics. We handle that process for the rider so they can focus on recovering from the crash.
Building the UM/UIM Claim
A UM or UIM claim still requires proof of what happened and how badly the rider was hurt. We gather the police report, photos from the scene, witness statements, and medical records from providers such as Banner North Colorado Medical Center to document the injuries and connect them to the crash. We also confirm the at-fault driver's insurance status, or lack of it, since that is often the trigger for the UM or UIM claim in the first place.
At the same time, we review the rider's own insurance policy line by line. Policy definitions, exclusions, and stacking provisions all matter, and small differences in wording can change what a claim is worth. We put together a complete file before we ever submit a demand to the rider's insurer, so the claim is presented with full support from the start.
- The other driver's insurance information, or note if they said they had none
- The police report from the Greeley crash
- Your own auto or motorcycle insurance policy and declarations page
- Medical records and bills tied to the crash
- Photos of the bike, the scene, and your injuries
Handling UM/UIM Claims for Greeley Riders
We work with riders across Weld County, including those hurt near 10th Street, 47th Avenue, U.S. Highway 34, Evans, and Windsor. If a claim moves into litigation, Weld County Combined Courts is the local court for the area, and we prepare filings with that venue in mind. Our office is based in Denver, but we regularly handle claims for clients throughout the Greeley area.
If your UM or UIM claim was denied or the offer seems too low, that alone does not mean the insurer acted in bad faith, but it is worth a closer look. Read our insurance bad-faith page for more on how we evaluate the way a carrier handled a claim.
What a UM/UIM Claim May Cover
- Medical treatment and ongoing care related to the crash
- Lost income from time away from work
- Pain and suffering tied to the injuries
- Property damage to the motorcycle
- Future medical needs connected to the crash
What clients say about McCormick & Murphy
Real outcomes and reviews. Check Google reviews for the office that serves Greeley — and read client testimonials.
After I was hit by a drunk driver with no insurance, my own insurer refused UM benefits. McCormick & Murphy sued for uninsured motorist benefits and bad faith. A jury awarded me over $900,000.
C. O., Denver · UM / bad-faith verdict
Prior results do not guarantee a similar outcome. Every case depends on its facts, coverage, venue, and evidence.
Greeley Motorcycle UM/UIM Lawyers FAQ
Do I need Greeley motorcycle um/uim lawyers after a crash?
Call Greeley motorcycle um/uim lawyers when you were hurt, fault is disputed, or an insurer delays, denies, or offers less than the medical bills. The nearest office is in Denver, CO.
Does my motorcycle insurance automatically include UM or UIM coverage?
Not necessarily. Coverage depends on the specific policy you purchased, so we start by reading the policy itself rather than assuming what it includes.
What is the difference between UM and UIM coverage?
Uninsured motorist coverage applies when the at-fault driver has no insurance at all. Underinsured motorist coverage applies when the at-fault driver has insurance, but the limits are too low to cover the full extent of the injuries.
My UM claim was denied. Does that mean my insurer acted in bad faith?
Not automatically. A denial or low offer requires a closer look at how the insurer handled the claim, which is something we evaluate on our insurance bad-faith page.
Do I need a police report if the other driver had no insurance?
Yes, a police report helps document the crash and the other driver's lack of coverage, which supports a UM claim with your own insurer.
Can you help if my crash happened outside Greeley but I live here?
Yes. We work with riders throughout Weld County and the surrounding area regardless of where within the region the crash occurred.
Discuss a Greeley motorcycle crash
Free consultation. No attorney fee unless we recover for you.