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Pueblo Car Accident Lawyer

Auto Accident Attorney Pueblo

If you have sustained injuries in a Pueblo car crash, you’re likely aware of how quickly costs can add up. At McCormick & Murphy, our auto collision attorneys work diligently to help accident victims obtain the compensation they deserve. A Pueblo car accident lawyer from our firm can represent you, advocating on your behalf throughout the legal process. Our experienced attorneys will collect all necessary evidence to adequately support your case, allowing you to recover peacefully while we handle all pertinent issues.

Common Causes of Car Accidents in Pueblo

Auto accidents don’t just happen; they result from someone’s negligence, whether it’s the driver involved in the accident, a party responsible for road maintenance, another driver, or even a vehicle manufacturer. Common causes of car accidents in Pueblo, Colorado include:

Speeding or Driving too Fast for Conditions

When vehicles travel too fast for conditions, they become more difficult to control, increasing crash risk. This includes taking turns faster than posted speed limits. According to statistics, fatal rollover crashes are speed-related more often than fatal non-rollover crashes, with over one-third of fatal rollover crashes involving excessive speeding.

Drinking and Driving

Drinking and driving is both unlawful and unsafe. Being intoxicated behind the wheel significantly increases the risk of both single-vehicle and multi-vehicle collisions. Approximately 50 percent of all rollover crashes involve alcohol or drunk driving.

Vehicle Defect

Though less common than driver negligence, vehicle defects often lead to accidents. For instance, brake failures may force drivers to crash their vehicles to stop, while tire blowouts can cause vehicles to swerve, hit objects, and potentially rollover.

Unsafe Road Conditions

Like vehicle defects, unsafe road conditions are less likely but still possible causes of crashes. These conditions might include potholes, road defects, debris, animals crossing the road, defective signage, lack of warning signs for sharp turns, or improperly placed barriers and signs in construction zones.

Other Drivers’ Negligence

The negligence of other drivers can increase accident risk. Behaviors like swerving, erratic lane changes, unexpectedly pulling out in front of other drivers, and failing to yield can force even cautious drivers to take evasive actions that result in accidents.

Common Pueblo Auto Accident Injuries

Some of the most common injuries suffered by accident victims in Pueblo are:

  • Burns;
  • Head and brain injuries;
  • Neck injuries;
  • Broken bones;
  • Whiplash injuries;
  • Back and spine injuries;
  • Chest injury;
  • Fractures;
  • Disfigurement;
  • PTSD;
  • Shoulder injuries;
  • Organ damage; and
  • Other internal injuries

Following an auto accident, it’s paramount to seek help from a Pueblo auto accident lawyer right away to help establish the at-fault party. An attorney will have the knowledge and resources necessary to investigate and document your claim, ensuring you receive maximum possible compensation for your physical, emotional, and financial damages.

Under Colorado State laws, you’re eligible for fair compensation for injuries and damages from a crash, including:

  • Healthcare expenses for short or long-term care for all injured persons
  • Vehicle repair or replacement costs
  • Repair or replacement expenses for damaged belongings
  • Lost income compensation during recovery
  • Legal costs associated with the crash’s aftermath

MCCORMICK & MURPHY FOUGHT FOR MY RIGHTSAND COLLECTED OVER $1,000,000 FOR ME.

When I was seriously injured in an automobile accident, I believed the insurance companies would treat me fairly. As a result of the accident I lost the ability to work in the profession that I had been trained in. Even though I lost my ability to earn a living due a serious head injury, neither the insurance company of the driver who hit me or my own insurance company offered to pay for the lost wages that I would lose over my life time. McCormick & Murphy fought for my rights, and eventually collected over $1,000,000.00 for me. I highly recommend McCormick & Murphy.

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What to Do After a Car Collision in Pueblo

A car collision can drastically change your life in seconds. Without warning, you may be fighting to survive, unable to provide for dependents or lead your previous life, placing additional strain on you and your family.

With a qualified Pueblo auto accident attorney, you can pursue maximum compensation for your misfortunes. The steps taken after a crash significantly impact your ability to make a claim, as any mistakes can negatively affect your recovery chances. Insurance companies often seek excuses to reject claims or reduce settlements, but having a lawyer helps you avoid costly mistakes and protect your right to compensation.

At McCormick & Murphy P.C., we understand the complications accident victims face after traumatic experiences. We work tirelessly to protect your rights throughout the process. If you’ve been in a crash, contact us for a free initial consultation.

Here are steps to take immediately after a Pueblo car accident:

1. Document and Collect General Details of the Car Crash

After a collision, if physically able, call 911. When police arrive, they’ll gather evidence including the other driver’s license number, vehicle license plate, insurance information, and contact details. Record the time and date of the accident, as this information is crucial when filing an insurance claim.

2. Document the Scene of the Crash

If possible, photograph vehicle and property damage for both your vehicle and the other driver’s. Additionally, photograph the intersection, traffic lights, skid marks, and other accident scene details that can help establish negligence.

Document vital details including:

  • How the crash occurred
  • Where the collision happened
  • What happened before and after the crash
  • What the other driver said

3. Seek Medical Assistance

After your crash, seek immediate medical help. Adrenaline can mask severe injuries, so visit a healthcare professional as soon as possible. A diagnosis of injuries is essential for recovering deserved compensation. Fill prescriptions immediately, follow medical advice, and attend follow-up appointments. Failing to follow medical advice might cause insurance companies to question the severity of your injuries.

4. Report the Accident to Your Insurance Company

Even if you’re not responsible for the collision, contact your insurer promptly. Although the at-fault driver’s insurance should cover damages, notify your own insurance agency to evaluate your property damage and physical injuries. If the other driver has insufficient or no insurance, you may need to use your own UIM/UM policy.

Should I Be Speaking with the Other Driver’s Insurance Company?

Although you should always inform your insurance carrier about an accident, you have no obligation to speak with the other driver’s insurance company. After a motor vehicle collision, you’ll likely receive a call from the at-fault party’s insurance carrier requesting a recorded or written statement. They may suggest this is required, but it’s important not to provide any statement until consulting an attorney.

Insurers can use any part of your statement against you, looking for reasons to deny your claim or minimize its value. The best way to avoid giving them ammunition is to not speak with them until consulting your attorney. If you find yourself on the phone with the insurance company, provide only the name and contact details of your car accident attorney.

In some cases, your own insurance carrier might request a formal statement. Although uncommon, accident victims occasionally must pursue claims against their own insurers. For this reason, avoid giving formal statements to your own carrier until clearing it with your attorney and having them present for the interview.

A quick call to McCormick & Murphy P.C. can provide the answers you need when you need them.

Auto Accident Liability in Colorado

Colorado is a fault-based auto accident state. To hold another driver liable for a fender bender, you must prove they caused the crash through unsafe conduct. Liability is based on the legal concept of negligence, defined in the Colorado Civil Jury Instructions as “the failure to do an act which a reasonably careful person would do, or the doing of an act which a reasonably careful person would not do, under the same or similar circumstances.”

In car accident cases, negligence takes many forms, including:

  • Speeding
  • Reckless driving
  • Following too closely
  • Running red lights or stop signs
  • Failure to yield
  • Failure to make lawful left turns
  • Unsafe merges or lane changes
  • Distracted driving
  • Intoxicated driving

Required Auto Insurance in Colorado

In Colorado, carrying auto insurance is legally required. Drivers must maintain:

  • $25,000 in bodily injury liability coverage per person
  • $50,000 in bodily injury liability coverage per accident
  • $15,000 in property damage liability per accident

This insurance is mandatory, with penalties for uninsured drivers. Despite this, many drivers operate vehicles without insurance, breaking the law and risking personal liability for accidents they cause.

Legal Options After an Accident With an Uninsured or Underinsured Driver

Being involved in a crash with an uninsured driver can cause anxiety about paying for your losses. Fortunately, other options exist. If you have health insurance, it should cover your medical bills.

Beyond health insurance, you may recover compensation for medical expenses, property damage, and lost wages by filing a claim against your own insurance policy if you have certain coverage types:

Uninsured/Underinsured Motorist Coverage

Most Colorado residents carry uninsured/underinsured motorist coverage, which can pay for some or all losses when involved in a crash with an uninsured driver or one with insufficient insurance to fully cover your damages.

Waiving Uninsured/Underinsured Motorist Coverage

In Colorado, you can waive this coverage in writing, but our Pueblo auto accident attorneys strongly advise against waiving it.

Medical Benefits Coverage

This optional coverage in Colorado offers medical and funeral expense coverage for you and passengers injured in auto accidents. This coverage can be waived, but we recommend against waiving it.

Collision Coverage

If your vehicle was damaged in a crash and the at-fault driver lacks property damage liability coverage, you can file claims against your policy’s collision coverage for vehicle repair costs.

Compensation Available Under Colorado Personal Injury Law

Colorado uses comparative negligence rules (Colo. Rev. Stat. § 13-21-111). Under this system, each party is responsible for their share of collective damages. If injured in a Pueblo fender bender and found partially responsible, your compensation will be reduced proportionally.

For example, a motorist deemed 20 percent at fault for their crash will have compensation reduced by 20 percent. Colorado’s comparative fault laws mean unfair blame can easily reduce your settlement by thousands. Protect yourself by hiring an experienced car accident attorney in Pueblo.

What Do Pueblo Auto Accident Lawyers Charge?

Choosing a Pueblo car accident lawyer provides many advantages for injury accident victims, but at what cost?

At McCormick & Murphy, P.C., we understand victims’ struggles after accidents caused by others. You might have no way to pay medical bills or cover living expenses while recuperating, especially if injuries prevent you from working.

For this reason, most Pueblo auto accident lawyers accept cases on a contingency fee basis. We handle cases on contingency, meaning you won’t owe any retainer or upfront legal fees. Your lawyer will handle all work and pay all case-related expenses. You won’t owe legal fees until and unless your lawyer recovers compensation for your claim.

Upon receiving a settlement or jury award, your attorney will deduct a previously agreed-upon percentage plus any agreed-upon expenses.

Injured Accident Victims Deserve Full Financial Compensation

Car accidents can result in serious injuries and expensive repairs. Under Colorado law, you have the right to hold negligent defendants legally responsible for injuries and damages from crashes.

While insurance adjusters often fight to limit settlement offers, you shouldn’t accept less than you deserve. At McCormick & Murphy, P.C., our Pueblo car accident attorneys help maximize your compensation. Contact us for a free consultation to learn how we can help.

We take car accident cases on a contingency fee basis, meaning you pay nothing unless we win. You may recover compensation for:

  • Vehicle repair or replacement costs
  • Damaged belongings repair or replacement
  • Emergency medical care
  • Short or long-term healthcare expenses
  • Other medical expenses and bills
  • Physical therapy
  • Lost wages or income during recovery
  • Diminished earning capacity
  • Legal costs associated with the crash
  • Emotional distress
  • Pain and suffering
  • Long-term disability

When Should I Hire a Pueblo Car Accident Attorney?

Colorado law doesn’t require hiring a lawyer for personal injury claims. However, in most cases, having an attorney provides several key advantages:

Investigating and Documenting Your Claim

Once your lawyer is engaged, they’ll begin investigating and documenting your claim. At McCormick & Murphy P.C., we have investigators ready to mobilize on your behalf. Our legal team advises on rules and regulations associated with your claim, such as ensuring you file within Colorado’s statute of limitations.

We’ll advise on best practices throughout your case, such as avoiding recorded statements to insurance companies without legal representation and refraining from social media while your claim is pending. Our Pueblo auto accident attorneys gather information and evidence to demonstrate fault and establish liability, building the most persuasive case possible for the best outcome.

Negotiating with the Insurance Company

After documenting your claim, we submit information with a written demand to the insurance company. We negotiate using decades of combined experience to help you get deserved compensation, protecting your legal rights and demanding good-faith negotiations. If insurers refuse, we can discuss filing a lawsuit in civil court.

Handling All Communications

With McCormick & Murphy in Pueblo, you won’t worry about dealing with insurance companies. Your attorney handles all communication with insurers, their attorneys, and other involved parties. You can focus on recovery while your attorney manages complex legal issues and daily insurer communications.

Providing Updates

The attorneys and staff of McCormick & Murphy P.C. provide exceptional communication, keeping you updated about your case so you’re never wondering what’s happening. If you have questions or need information, we’re always available by phone, text, or email.

We recommend contacting an auto accident lawyer immediately after an accident. Evidence can disappear, witnesses’ memories fade, and insurance companies can take advantage of you. The sooner you get an attorney working on your case, the better. At McCormick & Murphy P.C., we’re available anytime, day or night, 365 days a year. We can meet you wherever you are, at our office, or via phone or video conference.

At McCormick & Murphy P.C., we leverage specialized knowledge and extensive resources for you. With over half a century of combined experience, we understand how frightening and confusing this process can be and go above and beyond to make it as easy as possible.

When you need an exceptional auto accident attorney in Pueblo, call on us for help.

Contact a Pueblo Auto Accident Lawyer

Contact a Auto Accident Attorney in Pueblo, Colorado

Contact a car accident lawyer in Pueblo as soon as time permits. In the midst of the commotion, valuable proof may be lost or destroyed.

Your motor vehicle accident lawyer will investigate the crash, collect evidence, and file car accident lawsuits against the at-fault parties. Via meticulous preparations and planning, the attorney can pursue maximum compensation for your injuries and property damage.

If you are the victim of a car crash in Pueblo, an experienced auto accident attorney from McCormick & Murphy P.C. can help. Call us via 888-668-1182 for a free case evaluation today.

Pueblo Auto Accident Attorney Q&As

Pueblo Auto Accident Lawyer Q&As

The consequence of not calling the police after a car crash in Pueblo, Colorado, can include missing out on an official accident report, which can be extremely important  for insurance claims and legal matters related to your potential claim for your injuries.

Provide your injury attorney with detailed information about the accident, your injuries, medical treatment and any medical records that you may have, auto insurance, health insurance, and any communication with insurance companies, and any evidence such as photos or witness statements.

Damages in a bus accident in Pueblo, Colorado, can include medical expenses, lost wages and the loss of your future earning potential, pain and suffering, permanent physical impairment, damages for scarring, and, of course, property damage to your vehicle. The sums recovered can vary widely based on the specifics of the case.

Most car accident lawyers in Pueblo work on a contingency fee basis, meaning you only pay if they win your case. Costs can vary, so it’s best to discuss fees upfront.  At McCormick & Murphy, we only get paid if we can recover on your personal injury claim.

The statute of limitations for personal injury claims in Pueblo and throughout Colorado is typically two years from the date of the accident. However, it can vary depending on specific circumstances.  These types of claims can include slip and falls and other injuries that occur due to defects on a property.  There are many, many different types of claims, and the statute of limitations, depending on the type of claim you have, can be different.  For this reason, it is critical that you consult a Pueblo personal injury attorney regarding the statute of limitations for your claim.

Look for a lawyer with experience handling car accident cases, knowledge of Colorado law, negotiation skills, and a track record of successful settlements and, perhaps most importantly, with a track record of taking personal injury cases to trial and winning them in front of juries. 

In a typical negligence claim in Pueblo, CO, you can recover medical expenses, lost wages and the loss of your future earning potential, pain and suffering, permanent physical impairment, damages for scarring, and property damage to your vehicle. The sums recovered can vary widely based on the specifics of the case.

 If you are physically able, a car accident victim in Pueblo should ensure safety at the scene, call the police, exchange information with the other driver, take photos of both the scene and the vehicles and any injuries you have sustained that are visible,, seek medical attention, and consult a car accident lawyer as soon as possible.  At McCormick & Murphy, we do not recommend speaking with the other driver’s insurance company until you have spoken with a highly qualified Pueblo injury lawyer.

.  Most Pueblo car accident lawyers charge a “contingent fee.”  That means they will take a percentage of the amount collected through settlement or trial judgment.  Actual out-of-pocket costs are accounted for and charged separately.

In Colorado, you typically have three years from the date of the accident to file a lawsuit for your personal injuries.  This means that if your case cannot be settled out of Court, a lawsuit must be filed at least three years before the anniversary of your lawsuit.  It should be noted that this can be different in cases such as minors, and also, there are much shorter limitations for notices that have to be filed if you are injured by a driver who is employed by a public entity.

Many car accident attorneys operate on a contingency fee basis, meaning you only pay if they secure a settlement or court award for you. This makes legal representation more accessible for those who cannot afford upfront fees.

A car accident lawyer can help by negotiating with insurance companies, gathering evidence, filing all necessary legal documents, and representing you in court, if necessary, to ensure you receive fair compensation for your damages.

After a car accident, if you are physicaly abloe to, and the accident scene is safe to do so, you should gather the other driver’s contact and insurance information, take photos of the scene and the vehicles involved in the crash, collect witness   information, and note the time, date, and weather conditions.

Compensation can include medical expenses, lost wages and the loss of your future earning potential, pain and suffering, permanent physical impairment, damages for scarring, and property damage to your vehicle. The sums recovered can vary widely based on the specifics of the case.

The duration of a personal injury lawsuit can vary widely depending on the case’s complexity, the amount of evidence, and the court’s schedule. It can range from a few months to several years and in some cases, even longer.

Auto Accident Attorney Services

A car accident in Pueblo, Colorado, can turn your life upside down. Suddenly, you’re facing mounting medical bills, lost income, and the pain of recovery, all while trying to understand complicated legal steps. The stress alone can be overwhelming. You shouldn’t have to fight these battles alone.

As experienced Pueblo car accident lawyers at McCormick & Murphy, P.C., we understand the challenges you’re facing. Since our founding in 1995, we’ve dedicated our practice to helping accident victims like you find peace of mind and secure the full compensation they need to rebuild their lives. Our goal is to handle the legal complexities so you can focus on healing. Our founders, Kirk R. McCormick and James “Jay” Murphy, bring over 60 years of combined legal experience, including a unique background in representing insurance companies, which gives us unparalleled insight into their strategies.

Don’t let the accident define your future. Take the first step towards recovery. Call McCormick & Murphy, P.C. today for a free, no-obligation consultation.

Why You Need a Pueblo Car Accident Lawyer On Your Side

After an accident, you might feel overwhelmed and unsure of what to do next. Here’s why having an attorney from McCormick & Murphy, P.C., by your side makes all the difference:

Insurance Companies: They’re Not On Your Side

You’ll likely receive a call from an insurance adjuster who seems friendly and helpful, perhaps even offering a quick settlement. But be aware: that first offer is almost always significantly less than what your case is truly worth.

Insurance companies are businesses focused on their profits, not your wellbeing. They employ teams of lawyers and adjusters whose job is to minimize payouts. Without legal representation, you’re at a severe disadvantage, risking a settlement that falls short of your actual needs. Our founders’ prior experience representing insurance companies means we know their playbook inside and out, allowing us to effectively counter their tactics.

Beyond Medical Bills: The Full Cost of Your Accident

Many accident victims mistakenly believe their case is only worth their immediate medical expenses. However, your damages likely extend far beyond initial bills and can include:

  • Future medical treatment and rehabilitation
  • Lost wages and reduced earning capacity
  • Pain and suffering (now up to $1,500,000 for non-economic damages for claims filed in 2025 due to recent Colorado law changes)
  • Property damage
  • Loss of enjoyment of life
  • Emotional distress and mental anguish

Without proper legal guidance from a firm like McCormick & Murphy, P.C., you might accept thousands of dollars less than you truly deserve, leaving you with long-term financial burdens.

Time is Limited: Colorado’s Strict Deadlines

In Colorado, you generally have three years from the date of your car accident to file a lawsuit. Miss this deadline, and you could lose your right to seek compensation forever. Don’t let time run out on your case.

Act quickly to protect your rights. Contact McCormick & Murphy, P.C. today for a free case evaluation.

How McCormick & Murphy, P.C. Helps Pueblo Car Accident Victims Win Their Cases

When you choose McCormick & Murphy, P.C., as your Pueblo car accident lawyer, you gain a dedicated advocate focused on securing your financial recovery and peace of mind.

Immediate Action: Protecting Your Rights From Day One

The moments after an accident are crucial. When you hire us, we immediately begin working to protect your interests:

  • Evidence Preservation: We secure accident scene photos, witness statements, police reports, and surveillance footage before it disappears. We can even come to your home or hospital if your injuries prevent you from traveling.
  • Medical Documentation: We work with your doctors and our network of Pueblo medical providers to ensure all injuries are properly documented and medically linked to your accident.
  • Insurance Communication: We handle all communication with insurance companies so you can focus completely on healing, protecting you from aggressive adjusters.

Thorough Investigation: Building a Strong Case for You

Every successful car accident case starts with a careful investigation. We leave no stone unturned to establish fault and the full extent of your damages:

  • Accident Reconstruction: We work with experts to scientifically recreate exactly how your accident happened and who was at fault, especially in complex collisions on I-25 or busy Pueblo intersections.
  • Expert Witnesses: We bring in medical experts, economists, and other professionals to strengthen your case with authoritative testimony, projecting future costs and impacts.
  • Technology Integration: We effectively utilize dashcam footage, vehicle sensor data, cell phone records (where applicable), and other modern technology to build strong, irrefutable evidence.

Aggressive Representation: Fighting for Maximum Compensation

Most insurance companies prefer to settle out of court, but only when they know you have a lawyer who is prepared to take your case to trial. McCormick & Murphy, P.C., is ready for either path:

  • Settlement Negotiations: We negotiate aggressively to get you maximum compensation without the stress of a trial, leveraging our founders’ insider knowledge of insurance tactics.
  • Trial Preparation: If the insurance company won’t offer a fair settlement, we are fully prepared to take your case to court and present your story powerfully to a Pueblo jury. Our firm has a proven track record of successful jury verdicts, recovering millions of dollars for our clients.
  • No Upfront Costs: You pay nothing unless we win your case. This means you can get experienced legal representation without financial worry.

Types of Car Accidents We Handle in Pueblo

McCormick & Murphy, P.C., has extensive experience with a wide range of car accident scenarios, each with its own complexities:

Rear-End Collisions

  • Common Injuries: Whiplash, back injuries, concussions, and soft tissue damage.
  • Typical Causes: Distracted driving, following too closely, sudden stops.
  • Why You Need a Lawyer: Insurance companies often downplay “soft tissue” injuries. We know how to document these properly and fight for full compensation.

Head-On Collisions

  • Common Injuries: Traumatic brain injuries (TBIs), spinal cord injuries, multiple broken bones, severe internal injuries.
  • Typical Causes: Wrong-way driving, impaired driving, distracted driving, fatigue.
  • Why You Need a Lawyer: These cases involve complex medical issues and typically result in very high damages, requiring skilled, aggressive representation to recover the full value, especially with Colorado’s new damage caps.

Side-Impact Crashes (T-Bone Accidents)

  • Common Injuries: Head injuries, chest injuries, pelvic fractures, internal injuries.
  • Typical Causes: Running red lights, failure to yield at intersections, distracted driving.
  • Why You Need a Lawyer: Determining fault can be complex in intersection accidents, especially with conflicting witness accounts. We meticulously gather evidence, including traffic camera footage, to establish liability.

Multi-Vehicle Accidents

  • Common Challenges: Multiple insurance companies, shared fault, complex liability issues, and identifying all responsible parties.
  • Why You Need a Lawyer: These cases require extensive investigation and negotiation with multiple parties to ensure you receive your fair share from all liable insurers.

Drunk Driving Accidents

  • Additional Damages: Victims may be entitled to punitive damages, which punish the at-fault driver and deter similar conduct.
  • Legal Advantages: Clear liability often leads to higher settlements.
  • Why You Need a Lawyer: To maximize your compensation, including significant punitive damages, and hold the drunk driver accountable for their reckless actions.

Distracted Driving Accidents

  • Evidence Needed: Cell phone records, witness statements, traffic camera footage, vehicle infotainment system data.
  • Common Challenges: Proving the driver was distracted at the time of the accident.
  • Why You Need a Lawyer: To meticulously obtain and analyze cell phone records and other evidence to establish fault and negligence.

Common Injuries in Pueblo Car Accidents

Car accidents can cause a wide range of injuries, some immediately apparent, others developing over time. We have extensive experience helping clients recover for:

  • Whiplash and Neck Injuries: Often minimized by insurance companies, these can cause long-term pain, stiffness, and require extensive physical therapy.
  • Back and Spinal Injuries: From strains and herniated discs to severe spinal cord damage, these can lead to chronic pain, nerve issues, and permanent disability.
  • Traumatic Brain Injuries (TBIs): Even “minor” concussions can have lasting effects on cognitive function, memory, personality, and quality of life. We are dedicated TBI lawyers who understand these invisible injuries.
  • Broken Bones and Fractures: Requiring extensive treatment, sometimes multiple surgeries, and long rehabilitation periods.
  • Internal Injuries: Potentially life-threatening, these may not be immediately obvious, necessitating prompt medical attention.
  • Cuts and Lacerations: Can result in permanent scarring and disfigurement, impacting emotional well-being and requiring future cosmetic procedures.

What Your Pueblo Car Accident Case is Worth

Understanding the value of your case involves assessing all the ways the accident has impacted your life. Damages are generally categorized as:

Economic Damages

These are the quantifiable financial losses you can calculate with bills and receipts:

  • Medical Expenses: Emergency room visits, hospital bills, doctor visits, surgery costs, prescription medications, physical therapy, chiropractic care, and future medical care.
  • Lost Wages: Income lost during recovery, reduced earning ability due to permanent impairments, and lost benefits.
  • Future Medical Costs: Projected expenses for ongoing treatment, rehabilitation, future surgeries, and long-term care needs.
  • Property Damage: Vehicle repair or replacement, and personal property damaged in the crash (e.g., cell phone, eyeglasses).

Non-Economic Damages

These damages compensate you for the intangible ways the accident has affected your life:

  • Pain and Suffering: Physical pain, discomfort, and emotional distress (anxiety, depression, fear).
  • Loss of Enjoyment: Inability to participate in activities you once loved (e.g., hobbies, sports, social events).
  • Disability: Compensation for permanent physical or cognitive impairment or disfigurement.
  • Loss of Consortium: Impact on your relationship with your spouse or family members.

Notably, as of January 1, 2025, Colorado’s caps on non-economic damages have significantly increased to as much as $1,500,000 for serious personal injury cases, allowing for greater recovery for these profound impacts.

Punitive Damages

In cases involving egregious conduct such as drunk driving or extreme negligence, you may be entitled to punitive damages. These are designed to punish the at-fault driver and deter similar actions in the future, providing an additional layer of justice.

The Car Accident Claims Process in Pueblo with McCormick & Murphy, P.C.

We understand that the legal process can seem daunting, especially when you’re recovering from injuries. Our goal is to make it as clear and stress-free as possible. Here’s a general outline of what you can expect when working with us:

Immediate Steps After Your Accident

  1. Get Medical Attention: Even if you feel fine, see a doctor immediately. Some serious injuries may not show symptoms for days. Your health is always the top priority.
  2. Document Everything: Take photos of the scene, vehicles, and injuries. Get witness information and obtain the police report.
  3. Contact Your Insurance: Report the accident, but avoid giving a recorded statement or discussing fault.
  4. Call a Lawyer: The sooner you call McCormick & Murphy, P.C., the better we can protect your rights and gather important evidence.

Investigation Phase

  • Evidence Gathering: We collect all available evidence to build a strong case for you, including crash reports from Pueblo Police or Colorado State Patrol.
  • Medical Records: We obtain all medical records and bills related to your injuries and treatment, directly from Pueblo hospitals or clinics.
  • Expert Consultation: We work with accident reconstruction and medical experts to support your claim with authoritative insights.
  • Demand Package: We prepare a detailed demand to the insurance company outlining your damages and requesting full compensation.

Negotiation Phase

  • Initial Demand: We present your case to the insurance company with a demand for full and fair compensation.
  • Counteroffers: We negotiate aggressively on your behalf, countering lowball offers and leveraging our knowledge of insurance company tactics.
  • Medical Updates: We provide ongoing updates on your treatment and recovery to the insurance company, documenting your progress.
  • Final Settlement: If we reach an agreement, we handle all paperwork and ensure you receive your compensation promptly.

Litigation Phase (If Necessary)

  • Filing Lawsuit: If we cannot reach a fair settlement through negotiation, we will file a lawsuit on your behalf in Pueblo County District Court.
  • Discovery: Both sides exchange information and evidence relevant to the case.
  • Depositions: Key witnesses, including you, may give sworn testimony under oath.
  • Trial: If necessary, we will present your case powerfully to a jury, arguing for the compensation you deserve. Our firm has extensive trial experience and a track record of successful jury verdicts.

Why Choose McCormick & Murphy, P.C. as Your Pueblo Car Accident Lawyer

Choosing the right lawyer can make all the difference in the outcome of your case. Here’s what sets McCormick & Murphy, P.C., apart:

Personal Attention: Your Case Matters

When you hire us, you’re not just another case number. We personally handle every aspect of your case, and we are always available to answer your questions and provide support.

What This Means for You:

  • Direct access to your attorney, not just a paralegal.
  • Regular, transparent updates on your case progress.
  • A personalized strategy based on your specific situation and needs, with home or hospital visits if required.

No Upfront Costs: Our Commitment to You

We work on a contingency fee basis, which means:

  • You pay nothing to get started.
  • You are not charged hourly fees for our time.
  • You only pay if we win your case, and our fee comes from the settlement or verdict, not your pocket. This ensures our interests are aligned.

Local Insight: Your Pueblo Advantage

As a local attorney with an office in Pueblo, we deeply understand the unique challenges of car accident cases in this community:

  • Local Court Knowledge: We know the judges, opposing attorneys, and court procedures in Pueblo’s legal system, including the Pueblo County District Court and County Court.
  • Community Connections: We work with trusted local medical providers and experts in Pueblo who understand accident injuries and provide quality care.
  • Area Expertise: We understand traffic patterns, common accident locations, and road conditions specific to Pueblo, which can be important for your case.

Common Mistakes That Can Harm Your Car Accident Case

Protect your claim by avoiding these common pitfalls:

  • Delaying Medical Treatment: Insurance companies will argue that if you didn’t seek immediate medical attention, your injuries must not be serious.
  • Giving Recorded Statements: Insurance adjusters will ask for recorded statements, but these are often used against you. Politely decline and refer them to your attorney at McCormick & Murphy, P.C.
  • Accepting the First Settlement Offer: The initial offer is almost always far less than your case is truly worth. Never accept without consulting an attorney, especially with the new 2025 damage caps.
  • Posting on Social Media: Insurance companies monitor social media accounts looking for evidence to use against you. Avoid posting about your accident or activities.
  • Waiting Too Long to Hire a Lawyer: The sooner you hire an attorney, the better we can protect your rights and preserve important evidence before it’s lost due to Colorado’s strict deadlines.

Frequently Asked Questions

How Much Does It Cost to Hire a Car Accident Lawyer?

McCormick & Murphy, P.C., works on a contingency fee basis, meaning you pay nothing upfront. Our fee is a percentage of the settlement or verdict we secure for you. If we don’t win, you don’t pay.

How Long Do I Have to File a Car Accident Lawsuit?

In Colorado, you generally have three years from the date of your accident to file a lawsuit. It is always best to contact an attorney as soon as possible to preserve evidence and protect your rights.

What If I Was Partially at Fault for the Accident?

Colorado follows a modified comparative negligence rule. You can still recover compensation as long as you were less than 50% at fault, but your recovery will be reduced by your percentage of fault. We can help assess your situation and minimize any fault attributed to you.

How Long Will My Case Take?

Every case is unique. Most car accident cases resolve within 6-18 months. Cases that proceed to trial may take longer. Our focus is resolving your case as efficiently as possible while maximizing your compensation.

What If the Other Driver Doesn’t Have Insurance?

If the at-fault driver is uninsured, you may be able to recover compensation through your own uninsured motorist (UM) coverage. We can help you understand your options and maximize your recovery from your own policy.

Should I See a Doctor Even If I Feel Fine?

Yes, absolutely. Always see a doctor after a car accident, even if you feel fine. Some serious injuries, like concussions and soft tissue damage, may not show symptoms immediately. Prompt medical documentation is also important for your case. We can connect you with Pueblo medical providers.

The Importance of Acting Quickly

Time is a critical factor after a car accident. Delay can significantly impact your ability to recover full compensation.

Evidence Disappears

  • Physical Evidence: Skid marks, debris, and other physical evidence from the accident scene can disappear quickly due to weather or traffic on Pueblo roads.
  • Surveillance Footage: Many businesses and traffic cameras in Pueblo only keep footage for a limited time (e.g., 30-90 days).
  • Witness Memories: People forget details over time, and witnesses can become difficult to locate.

Medical Documentation

The sooner you seek medical attention, the stronger the connection between your accident and your injuries.

  • Immediate Treatment: Shows the severity of your injuries and their direct link to the accident.
  • Consistent Treatment: Demonstrates ongoing problems and your commitment to recovery.
  • Medical Records: Provide objective evidence of your injuries and their progression.

Insurance Company Tactics

Insurance companies often try to take advantage of unrepresented accident victims.

  • Quick Settlement Offers: Designed to close your case before you know the full extent of your injuries.
  • Recorded Statements: Used to minimize your claim or find inconsistencies.
  • Delay Tactics: Hoping you’ll get frustrated, give up, or accept a lower offer.

Don’t give the insurance company an advantage. Call McCormick & Murphy, P.C. today to protect your rights.

Technology and Modern Car Accident Cases

McCormick & Murphy, P.C., embraces modern technology to build the strongest possible case for you.

  • Dashcam Evidence: Provides clear video of how the accident happened, speed, and driver behavior.
  • Vehicle Data Recorders: Modern vehicles have “black boxes” that capture speed, braking, and impact data.
  • Cell Phone Records: Can prove distracted driving by showing call logs, text messages, or data usage at the time of the crash.
  • Traffic Camera Footage: Valuable for intersection accidents, highway crashes (like on I-25 near Pueblo), or identifying hit-and-run drivers.

Dealing with Insurance Companies

Navigating insurance claims can be complex and frustrating. We handle all communication so you don’t have to.

Understanding Insurance Company Tactics

Insurance companies use various strategies to minimize payouts:

  • Delay Tactics: Hoping you’ll get frustrated and accept less.
  • Lowball Offers: Initial offers are almost always too low.
  • Claim Denials: Denying valid claims, hoping you won’t fight back.
  • Surveillance: Watching you to find evidence that can be used against your claim.

Why You Need Legal Representation

Insurance companies have teams of lawyers and adjusters working against you. You need someone fighting for your best interests.

  • Legal Expertise: We understand insurance law and their tactics, leveraging our founders’ prior defense experience.
  • Negotiation Skills: We know how to negotiate effectively to secure maximum compensation.
  • Trial Experience: Insurance companies know we are prepared to go to court if a fair settlement isn’t offered, and we have a strong record of jury verdicts.

Resources: We have access to top experts and investigators to strengthen your case.

Types of Compensation Available

Our goal is to recover full and fair compensation for all damages you’ve suffered.

Medical Expenses

You can recover compensation for all medical expenses related to your accident, both current and future:

  • Emergency Room visits at Pueblo’s Parkview Medical Center or other facilities.
  • Hospital stays and surgery.
  • Doctor visits and specialist consultations.
  • Physical therapy and rehabilitation.
  • Medication and medical supplies.
  • Ongoing treatment and care.

Lost Income

You can recover compensation for income lost due to your injuries:

  • Lost wages for time off work.
  • Reduced earning capacity if you can’t earn as much as before.
  • Lost benefits (health insurance, vacation time).
  • Lost business income for self-employed individuals.

Pain and Suffering

You can recover compensation for the physical and emotional impact of your accident:

  • Ongoing physical pain and discomfort.
  • Emotional distress, anxiety, and trauma.
  • Loss of enjoyment of life and favorite activities.
  • Permanent disability or disfigurement.

With Colorado’s updated $1,500,000 non-economic damage cap for 2025, the potential for recovery in this category is significant.

Property Damage

You can recover compensation for damage to your vehicle and personal property:

  • Vehicle repair costs.
  • Replacement value if your car is totaled.
  • Items damaged inside your vehicle.
  • Rental car costs while your vehicle is being repaired.

Special Considerations for Pueblo Car Accidents

Our deep understanding of Pueblo ensures your case is handled with local insight.

Local Traffic Patterns

Understanding Pueblo’s traffic patterns helps build stronger cases:

  • Rush Hour: Peak accident times and locations on roads like US-50 or I-25.
  • School Zones: Increased pedestrian and vehicle traffic near Pueblo schools.
  • Construction Areas: Ongoing projects that create hazards (e.g., downtown Pueblo developments).
  • Weather Impact: How local weather (snow, ice, high winds) affects driving conditions on Pueblo roads.

Local Medical Facilities

We work with quality medical providers in Pueblo:

  • Parkview Medical Center: Full-service hospital with emergency care and rehabilitation.
  • St. Mary-Corwin Medical Center: Comprehensive medical services, part of Centura Health.
  • Specialty Clinics: Orthopedic, neurological, and pain management specialists throughout Pueblo.
  • Rehabilitation Centers: Local physical therapy and recovery services crucial for healing.

Local Court System

Our experience in Pueblo courts benefits your case:

  • Judge Knowledge: Understanding of local judges and their preferences in Pueblo County District Court and County Court.
  • Court Procedures: Familiarity with local court rules and practices, ensuring smooth navigation of the legal system.
  • Jury Pool: Understanding of local jury attitudes and concerns unique to Pueblo.
  • Opposing Counsel: Knowledge of other attorneys and their tactics in the Pueblo legal community.

Community Resources

We can connect you with local resources that can assist with your recovery:

  • Support Groups: Accident victim support groups in Pueblo.
  • Transportation: Services for those who cannot drive due to injuries.
  • Financial Assistance: Programs to help with bills and expenses.
  • Vocational Rehabilitation: Job training and placement services to help you return to work.

The Emotional Impact of Car Accidents

Beyond physical injuries, car accidents can take a significant emotional toll. We recognize and account for these impacts in your claim.

Trauma and PTSD

Car accidents can cause lasting emotional trauma:

  • Symptoms: Nightmares, flashbacks, anxiety, depression, irritability.
  • Driving Phobia: Fear of driving or being a passenger.
  • Sleep Problems: Difficulty sleeping after the accident.
  • Treatment: Counseling, therapy, medication.

Family Impact

Accidents affect your entire family:

  • Spouse Stress: Caring for an injured partner, changes in roles.
  • Children’s Concerns: Kids worry about injured parents, disruption to family routines.
  • Financial Pressure: Mounting medical bills and lost income.
  • Lifestyle Changes: Adapting to new limitations affecting family activities.

Social and Work Relationships

Injuries can affect your relationships and professional life:

  • Work Performance: Difficulty concentrating or performing job duties.
  • Social Activities: Unable to participate in favorite activities or gatherings.
  • Isolation: Withdrawing from friends and family due to pain or emotional distress.
  • Support Systems: Importance of maintaining connections for mental well-being.

Recovery and Healing

Emotional recovery is an important part of your overall healing:

  • Professional Help: Counseling and therapy are often crucial.
  • Support Groups: Connecting with other accident victims in Pueblo.
  • Family Support: Involving family in your recovery journey.
  • Gradual Return: Slowly returning to normal activities when ready.

Maximizing Your Car Accident Settlement

Our approach is designed to maximize your compensation and secure the best possible outcome for you.

Thorough Documentation

Complete documentation strengthens your case:

  • Medical Records: All treatment, tests, and consultations from Pueblo doctors and hospitals.
  • Wage Loss: Pay stubs, tax returns, employer statements detailing lost income.
  • Daily Impact: A journal of how injuries affect your daily life and activities.
  • Photographs: Injuries, vehicle damage, accident scene conditions.

Expert Witnesses

Experts can significantly strengthen your case:

  • Medical Experts: Doctors who explain your injuries, their permanence, and prognosis.
  • Accident Reconstruction: Engineers who explain how the accident happened and assign fault.
  • Economic Experts: Economists who calculate future medical expenses and lost earning capacity.
  • Vocational Experts: Specialists who assess your ability to return to work.

Patience in Negotiations

Rushing to settle can cost you money. We advise patience to ensure:

  • Full Recovery: Waiting until you reach maximum medical improvement.
  • Future Costs: Accurately accounting for ongoing medical needs and long-term care.
  • Negotiation Process: Allowing time for proper, strategic negotiations.
  • Trial Preparation: Being prepared to go to trial if necessary, which often motivates better offers.

Avoiding Common Mistakes

Certain mistakes can seriously harm your case:

  • Social Media: Avoiding posts that could be used against you by insurance companies.
  • Inconsistent Treatment: Following all medical advice consistently and attending appointments.
  • Recorded Statements: Letting your lawyer handle all communications with insurers.
  • Early Settlement: Not accepting the first offer without thorough legal review.

When to Contact a Pueblo Car Accident Lawyer

You may be wondering if you truly need a lawyer. Here are clear indicators that it’s time to reach out to McCormick & Murphy, P.C.:

Immediately After Your Accident

The sooner you contact us, the better we can protect your rights:

  • Evidence Preservation: Securing crucial evidence before it disappears or is altered.
  • Insurance Communication: Handling all communications with insurance companies from the start.
  • Medical Guidance: Helping you get proper medical treatment and documentation.
  • Legal Protection: Protecting your rights from initial contact with insurers.

If You’re Dealing with Insurance Problems

Insurance companies often create problems for accident victims:

  • Claim Denials: When your legitimate claim is denied or disputed.
  • Lowball Offers: When the settlement offer is clearly too low and doesn’t cover your needs.
  • Delayed Payments: When the insurance company won’t pay promptly without valid reason.
  • Bad Faith: When the insurance company acts improperly or unfairly (an area we specialize in).

If Your Injuries Are Serious

Serious injuries require experienced legal representation:

  • Permanent Disability: Injuries that will affect you long-term, impacting work or daily life.
  • High Medical Bills: Expensive medical treatment and ongoing care.
  • Lost Income: Significant time off work or reduced earning capacity.
  • Complex Cases: Multiple vehicles, disputed liability, or other complications.

If You’re Unsure About Your Case

Many people aren’t sure if they need a lawyer. That’s why we offer:

  • Free Consultation: No cost to discuss your accident and injuries.
  • No Obligation: You are not obligated to hire us after the consultation.
  • Peace of Mind: Getting professional advice about your options.
  • Time Limits: Don’t wait too long to explore your options; the statute of limitations is firm.

Take Action Now: Get the Help You Deserve

If you’ve been injured in a car accident in Pueblo, you don’t have to face this challenge alone. As your dedicated Pueblo car accident lawyers at McCormick & Murphy, P.C., we’re here to fight for your rights and get you the compensation you deserve.

Every day you wait is another day for evidence to disappear and for insurance companies to build their case against you. Don’t let them take advantage of you during this difficult time.

What Happens When You Call

When you contact our office, here’s what you can expect:

  • Immediate Response: We’ll speak with you personally about your case.
  • Free Consultation: No cost to discuss your accident and injuries.
  • Honest Assessment: We’ll give you a realistic evaluation of your case’s strengths and potential.
  • Clear Next Steps: If we can help, we’ll explain exactly what we’ll do together.

Your Investment: No Win, No Fee. Zero Upfront Cost.

We work on a contingency fee basis, which means:

  • No Upfront Costs: You pay nothing to get started.
  • No Hourly Fees: You’re not charged for our time.
  • No Risk: You only pay if we win your case.
  • Aligned Interests: Our success is directly tied to yours – we’re motivated to get you the best possible result.

Don’t Wait – Call Today

The clock is ticking on your case. Colorado’s three-year statute of limitations for car accidents means you have limited time to protect your rights. Insurance companies are already working to minimize your claim – you need someone fighting for you.

Call McCormick & Murphy, P.C. now at 888-668-1182 for your free consultation.

You can also visit our website at https://mccormickmurphy.com/ and fill out the contact form, and we’ll get back to you promptly. Don’t let another day pass without getting the legal help you need and deserve.

Remember: You didn’t ask for this accident, but you do have the right to fair compensation. Let us help you get it.

Your recovery and peace of mind start with a single phone call. Make that call today to McCormick & Murphy, P.C.