Larimer County · Colorado premises liability law
Loveland Premises Liability Lawyers
Loveland premises liability claims turn on your legal status on the property. Free consultation. No attorney fee unless we recover for you.
How Colorado's Landowner Liability Statute Works
Colorado premises liability claims are governed by C.R.S. § 13‑21‑115, a statute that sets a landowner's duty based on why the injured person was on the property. Not everyone hurt on someone else's land is treated the same way under this law, and the category you fall into shapes what you have to prove.
If you were an invitee, such as a customer at a Loveland business, the landowner owes you reasonable care against dangers it actually knew about or should have known about. If you were a licensee, such as a social guest in a private home, the duty is narrower: the landowner must not unreasonably fail to use reasonable care for dangers it created and actually knew about, and must warn of unusual dangers it did not create but actually knew about. That is a different and more limited duty than what a store owes its customers.
A trespasser can only recover for harm the landowner willfully or deliberately caused. This does not mean every trespasser is automatically barred from recovery, but it is a high bar. Sorting out which category applies to your situation is often the first and most important step in a Loveland premises liability case, and we walk through that analysis with every client.
Building the Record for a Loveland Claim
Because the landowner's duty depends on what it actually knew or should have known, evidence about notice matters a great deal. That can include maintenance logs, prior complaints, incident reports, photographs of the condition that caused the injury, and witness statements gathered near the time of the fall or accident. Property conditions change quickly, especially in busy retail or commercial areas, so preserving evidence early protects your claim.
We also look at how the property was being used and why you were there, since that informs whether you were an invitee, licensee, or trespasser under the statute. Medical records documenting your treatment, whether at UCHealth Medical Center of the Rockies or elsewhere, help connect the injury to the specific hazard on the property. Building a clear, well-documented record early gives us a stronger foundation as the claim moves forward.
- Photos of the hazard and surrounding area before it is repaired or cleaned up
- Names and contact information for any witnesses
- Any incident report filed with the property owner or manager
- Medical records from the treatment you received
- The clothing or footwear you had on at the time, if relevant to the fall
Handling Premises Cases in Larimer County
We represent injured people throughout Loveland and the surrounding Larimer County area, including incidents near Eisenhower Boulevard, Taft Avenue, and along U.S. Highway 34. Premises liability cases here can involve retail stores, apartment complexes, and other commercial or residential properties where the landowner's knowledge of a hazard is central to the claim.
Cases filed in this area are handled through the Larimer County Justice Center, and we are familiar with how these claims move through that court. We also work with clients in nearby Fort Collins and Berthoud who were injured on property located in or near Loveland, and we travel to meet clients where it is convenient for them.
What You May Be Able to Recover
- Medical expenses related to the injury
- Lost income if you missed work
- Pain and suffering
- Ongoing or future medical care, if applicable
- Other out-of-pocket costs tied to the incident
What clients say about McCormick & Murphy
Real outcomes and reviews. Check Google reviews for the office that serves Loveland — and read client testimonials.
After I was hit by a drunk driver with no insurance, my own insurer refused UM benefits. McCormick & Murphy sued for uninsured motorist benefits and bad faith. A jury awarded me over $900,000.
C. O., Denver · UM / bad-faith verdict
Prior results do not guarantee a similar outcome. Every case depends on its facts, coverage, venue, and evidence.
Loveland Colorado premises liability law FAQ
Does it matter why I was on the property when I got hurt in Loveland?
Yes. Colorado law sets a different duty of care depending on whether you were an invitee, licensee, or trespasser. We look closely at the facts of your visit to determine which category applies and what the landowner owed you.
What is the difference between an invitee and a licensee under Colorado law?
An invitee, like a store customer, is owed reasonable care against dangers the owner knew or should have known about. A licensee, like a social guest, is owed a narrower duty tied to dangers the owner actually knew about, which is not the same broad inspection duty owed to customers.
Can a trespasser ever recover damages in a premises case?
It is possible, but only for harm the landowner willfully or deliberately caused. This is a limited path to recovery, and the facts matter a great deal in determining whether it applies.
What kind of evidence helps a premises liability claim in Loveland?
Photographs of the hazard, witness contact information, any incident report, and medical records documenting your injury all help establish what happened and what the property owner knew. Preserving this evidence quickly is important because conditions on the property can change.
Where would my premises liability case be handled if I was hurt in Loveland?
Cases arising in Loveland are typically handled through the Larimer County Justice Center. We are familiar with how these claims proceed in that court and can walk you through what to expect.
Discuss a Loveland premises injury
Free consultation. No attorney fee unless we recover for you.