Larimer County · Rider fault and comparative negligence
Loveland Motorcycle Rider Fault Lawyers
Loveland motorcycle rider fault lawyers for riders hurt in Loveland. Free consultation. No fee unless we recover for you.
When Insurers Blame the Rider
McCormick & Murphy are Loveland motorcycle rider fault lawyers for riders blamed for speed, lane position, or not being seen. We file in Larimer County Justice Center.
After a motorcycle crash on Eisenhower Boulevard, Taft Avenue, or U.S. Highway 34, the insurance adjuster's first move is often to blame the rider. We hear the same arguments again and again: the rider was speeding, riding in the wrong part of the lane, or not visible to the other driver. These are claims to investigate, not facts to accept.
Colorado law, C.R.S. § 13‑21‑111, allows a rider's recovery to be reduced by their own share of fault. If that share is found equal to or greater than the fault of the driver who caused the crash, recovery is barred entirely. That is exactly why insurers push hard on rider-fault arguments early, before the facts are fully developed.
We treat every fault allegation as something to test against the actual evidence, not something to concede. A rider's choices on the road do not automatically excuse a driver who turned in front of them, merged into their lane, or failed to check a mirror.
Testing the Insurer's Version
The police report from a crash near Berthoud or Fort Collins is a starting point, not the final word. Officers often arrive after the fact and rely on statements from drivers who have an interest in shifting blame to the rider. We look at skid marks, vehicle damage patterns, traffic camera or dashcam footage, and witness accounts to see whether the report holds up.
Speed, lane position, and visibility can all be measured against real evidence rather than assumption. Where the facts show the other driver caused the crash, we build the case around that evidence and push back on fault arguments that do not match what actually happened on the road.
- Photos of your bike, gear, and the crash scene from multiple angles
- Contact information for anyone who witnessed the crash
- Your riding gear, including helmet and jacket, unwashed and unrepaired
- Any dashcam, helmet-cam, or nearby business camera footage
- Medical records from treatment at UCHealth Medical Center of the Rockies or elsewhere
Handling Fault Disputes in Larimer County
Motorcycle crashes on corridors like Eisenhower Boulevard and U.S. Highway 34 often draw quick fault arguments from insurers, especially when the rider was lane-splitting, passing, or riding through an intersection at the time of the collision. We know how these roads are used and how insurers try to frame rider behavior on them.
When a case proceeds through the Larimer County Justice Center, having a clear, evidence-based account of fault matters. We prepare comparative-negligence issues early so the record reflects what actually happened, not just the other driver's version of events.
What Recovery May Cover
- Medical treatment and ongoing care costs
- Lost income from time away from work
- Motorcycle repair or replacement
- Pain and physical impairment
- Reduced quality of life from lasting injury
What clients say about McCormick & Murphy
Real outcomes and reviews. Check Google reviews for the office that serves Loveland — and read client testimonials.
After I was hit by a drunk driver with no insurance, my own insurer refused UM benefits. McCormick & Murphy sued for uninsured motorist benefits and bad faith. A jury awarded me over $900,000.
C. O., Denver · UM / bad-faith verdict
Prior results do not guarantee a similar outcome. Every case depends on its facts, coverage, venue, and evidence.
Loveland Motorcycle Rider Fault Lawyers FAQ
Do I need Loveland motorcycle rider fault lawyers after a crash?
Call Loveland motorcycle rider fault lawyers when you were hurt, fault is disputed, or an insurer delays, denies, or offers less than the medical bills. The nearest office is in Denver, CO.
Can I still recover damages if the insurer says I was speeding?
Being accused of speeding does not automatically bar your claim. Under Colorado's comparative negligence rule, your recovery may be reduced by your share of fault, but you can still recover unless your fault is found equal to or greater than the other driver's. We investigate the actual evidence rather than accepting the insurer's assumption.
What if the police report blames me for the crash?
A police report is not the final determination of fault. It reflects the officer's assessment at the time, often based on limited information. We gather additional evidence, such as witness statements and video, to present a fuller picture.
How does Colorado's shared-fault rule work?
Under C.R.S. § 13‑21‑111, your damages are reduced by your percentage of fault in the crash. If your fault is found to be equal to or greater than the other party's, you cannot recover. Our comparative-negligence guide explains this rule in more detail.
Does lane position alone prove I caused the crash?
No. Lane position is one factor insurers point to, but it does not by itself establish fault. We look at the full sequence of events, including what the other driver did, before accepting any fault argument.
What should I do if I'm being blamed for a crash near Loveland?
Preserve evidence, including photos, gear, and any available video, and avoid giving a detailed statement to the insurer before speaking with an attorney. We can review the crash and push back on fault claims that do not match the evidence. Consultations are free, and there is no fee unless we recover for you.
Discuss a Loveland motorcycle crash
Free consultation. No attorney fee unless we recover for you.