A dog attack changes everything in seconds. One moment your child is walking to a friend’s house. The next they are bleeding, screaming, and terrified of an animal they might have trusted just minutes before. Or you are jogging through your neighborhood when a dog breaks free from a yard and lunges. The physical pain is immediate. The fear stays longer.
You are not overreacting. You are not being unreasonable. And you are not alone.
Dog bite injuries in Highlands Ranch happen more often than most people realize. They happen in parks, on sidewalks, in driveways, and inside homes. They happen to children who thought they were petting a friendly dog. They happen to adults who were simply walking past a property. And they leave scars that go far deeper than the skin.
If you or someone you love has been bitten by a dog in Highlands Ranch, McCormick & Murphy, P.C. is here to help you understand your rights and recover the compensation you deserve. Call us at 888-668-1182 for a free consultation.
Dog bites are not minor injuries that heal on their own. Even when the bite does not look severe at first, the damage can be extensive.
Puncture wounds drive bacteria deep into tissue. Infections can develop quickly, sometimes requiring hospitalization and intravenous antibiotics. Children are especially vulnerable because their smaller size means bites often occur on the face, head, and neck, areas where scarring and disfigurement are permanent.
Beyond the physical wounds, there is the psychological trauma. A child who loved dogs may now refuse to go outside if a neighbor is walking one. An adult who was attacked may experience flashbacks, anxiety, and hypervigilance in spaces that used to feel safe. These are real injuries. They deserve real compensation.
Some of the most common injuries we see in dog bite cases include:
If the injury happened to you or your child, you already know the impact. You do not need to minimize it because the dog owner is someone you know or because the dog has never done this before. The injury is real. The law recognizes that.
Colorado takes dog bites seriously. Under state law, a dog owner is strictly liable if their dog bites someone and causes serious bodily injury. That means you do not have to prove the owner was negligent or that the dog had a history of aggression. You only need to show that the dog bit you and that the injury was serious.
Serious bodily injury is defined as an injury that involves a substantial risk of death, serious permanent disfigurement, or protracted loss or impairment of any body part or organ. Most dog bites that require medical treatment meet this standard.
If the injury does not meet the threshold for strict liability, you can still recover compensation by proving the owner was negligent. Negligence might include failing to properly restrain the dog, ignoring a known aggressive tendency, or violating a local leash law.
Either way, the law is on your side. The question is not whether you have a case. The question is how much your case is worth and who is going to fight to get it for you.
The minutes and hours after a dog bite matter. What you do now can protect your health and strengthen your legal claim later.
First, get medical attention immediately. Even if the wound looks small, dog bites carry a high risk of infection. A doctor can clean the wound properly, prescribe antibiotics, and document the injury in your medical records. That documentation becomes critical evidence in your case.
If possible, identify the dog and its owner. Get the owner’s name, address, and phone number. Ask whether the dog has been vaccinated for rabies. If the attack happened in a public place and you do not know who owns the dog, try to get contact information from witnesses or call animal control to file a report.
Take photographs of your injuries as soon as possible and continue to document them as they heal or worsen. Photograph the location where the attack occurred, including any broken fences, open gates, or missing leash. Visual evidence is powerful.
Report the bite to Douglas County Animal Control. A formal report creates an official record of the incident and may reveal whether the dog has a history of aggression or prior complaints. Animal control can also quarantine the dog if there is a rabies concern.
Do not speak to the dog owner’s insurance company without talking to a lawyer first. Insurance adjusters are trained to minimize payouts. They may try to get you to give a recorded statement or sign a release before you understand the full extent of your injuries. Once you sign, you may lose your right to additional compensation even if complications develop later.
Finally, call McCormick & Murphy, P.C. at 888-668-1182. We will walk you through every step of the process and handle the insurance company so you can focus on healing.
In most cases, the dog owner’s homeowner’s insurance or renter’s insurance policy will cover your damages. Homeowner’s policies typically include liability coverage for injuries that occur on or off the property, including dog bites.
That coverage can include compensation for medical bills, lost wages if you missed work because of the injury, pain and suffering, and scarring or disfigurement. If the injury happened to a child, it may also include compensation for future counseling and therapy to address trauma.
Some insurance policies have exclusions for certain breeds or for dogs with a prior bite history, but those exclusions do not always hold up in court. Even if the insurance company denies the claim initially, an experienced lawyer can challenge that denial and fight for the coverage you deserve.
If the dog owner does not have insurance, you may still have options. Your own health insurance can cover immediate medical bills, and your uninsured motorist coverage may apply if the attack happened while you were in or around a vehicle. In rare cases, you may be able to recover directly from the dog owner’s personal assets.
The bottom line is this: someone is responsible for what happened to you. Our job is to find out who and make sure they pay.
This is the hardest part for most people. The dog that bit you or your child belongs to a neighbor. A family member. A friend. You do not want to ruin a relationship or seem like you are trying to take advantage of someone you care about.
We understand that hesitation. But here is what you need to know: filing a claim is not about punishing the dog owner. It is about covering the very real costs of your injury.
Medical bills add up fast. Emergency room visits, follow-up appointments, plastic surgery for scarring, and therapy for trauma can cost tens of thousands of dollars. If you do not pursue a claim, you are the one paying for an injury that was not your fault.
Insurance exists for exactly this reason. The dog owner pays premiums so that if their dog injures someone, the insurance company covers it. In most cases, the owner does not pay out of pocket. The insurance company does.
A responsible dog owner will understand that. They will want to make sure you and your family are taken care of. And if they do not, that tells you something too.
Your child’s face matters more than anyone’s feelings. Your trauma matters more than keeping the peace. You have every right to pursue compensation, and you do not need to apologize for it.
In Colorado, the statute of limitations for a personal injury claim, including dog bites, is generally two years from the date of the injury. That might sound like a long time, but it goes faster than you think.
Medical treatment can take months. Scarring and infection can develop over time. Psychological trauma may not fully surface until well after the attack. If you wait too long, you may lose your right to compensation entirely.
There is no benefit to waiting. The sooner you contact a lawyer, the sooner we can start building your case, preserving evidence, and dealing with the insurance company on your behalf.
You might be wondering whether you really need a lawyer or whether you can handle the insurance claim on your own. Here is the truth: insurance companies are not on your side.
They will lowball your claim. They will tell you that the injury is not serious enough to warrant compensation or that you were partially at fault because you provoked the dog. They will pressure you to settle quickly for far less than your case is worth.
A dog bite lawyer knows how to value your claim accurately, including future medical costs and long-term psychological treatment. We know how to negotiate with insurance adjusters who are trained to pay as little as possible. And we are not afraid to take your case to court if the insurance company refuses to offer a fair settlement.
At McCormick & Murphy, P.C., we have recovered millions of dollars for clients across Denver and the surrounding areas, including Highlands Ranch, Littleton, Centennial, Lone Tree, Parker, and Castle Rock. We know Colorado dog bite law inside and out, and we know how to win.
More importantly, we know what you are going through. We have represented parents whose children will carry scars for the rest of their lives. We have helped adults who can no longer walk through their own neighborhood without fear. We have fought for people who thought they did not have a case because the dog owner was a friend or because the bite did not seem that bad at first.
Every one of those clients deserved compensation. So do you.
The compensation you can recover depends on the severity of your injuries and the impact the attack has had on your life. Common damages in dog bite cases include:
In cases involving children, we also consider the long-term impact of scarring and trauma, including the cost of future therapy and the emotional toll of growing up with visible scars.
At McCormick & Murphy, P.C., we do not process cases. We fight for people. We listen to your story, we investigate every detail of what happened, and we build a case designed to win.
We serve clients throughout the Denver metro area, including Highlands Ranch, Wheat Ridge, Lakewood, Arvada, Westminster, Thornton, Northglenn, Commerce City, Aurora, Englewood, Littleton, Centennial, Greenwood Village, Lone Tree, Parker, Castle Rock, Broomfield, Brighton, Longmont, Boulder, Louisville, Lafayette, Superior, Erie, Golden, Morrison, Evergreen, Conifer, Bailey, Pine, Idaho Springs, Georgetown, Estes Park, Fort Collins, Loveland, and Greeley.
We know Colorado dog bite law. We know how insurance companies operate. And we know how to get results.
If you or your child has been bitten by a dog in Highlands Ranch, you do not have to face this alone. Call McCormick & Murphy, P.C. at 888-668-1182 for a free consultation. We will explain your rights, answer your questions, and help you understand what your case is worth.
You deserve to be made whole. Let us fight to make that happen.
Seek medical attention right away, even if the wound appears minor. Dog bites carry a high risk of infection and require professional cleaning and treatment. Document your injuries with photographs, identify the dog and its owner if possible, and collect contact information from any witnesses. Report the incident to Douglas County Animal Control to create an official record. Avoid giving statements to insurance companies before consulting with a lawyer, as adjusters may try to minimize your claim. Contact McCormick & Murphy, P.C. at 888-668-1182 as soon as possible to protect your rights and begin building your case.
Colorado does not have a statewide leash law, but many cities and counties, including Douglas County where Highlands Ranch is located, have local leash ordinances that require dogs to be restrained in public areas. Violating a leash law can be strong evidence of negligence in a dog bite case. Even if strict liability does not apply to your injury, proving that the owner violated a leash law can help establish fault and strengthen your claim for compensation. Our attorneys know how to use local ordinances to build a compelling case on your behalf.
Yes. Under Colorado law, dog owners are strictly liable for serious bodily injuries caused by their dogs, regardless of whether the dog has ever bitten anyone before. You do not need to prove the dog had a dangerous history or that the owner knew the dog was aggressive. As long as the bite caused serious injury, such as substantial scarring, disfigurement, or an injury requiring significant medical treatment, you have a valid claim. Even if strict liability does not apply, you may still recover compensation by proving the owner was negligent in controlling their dog.
In most cases, yes. Homeowner’s insurance and renter’s insurance policies typically include liability coverage for injuries caused by the policyholder’s dog, whether the bite happens on or off the property. This coverage can pay for your medical expenses, lost wages, pain and suffering, and other damages. Some policies have exclusions for certain dog breeds or dogs with prior bite histories, but these exclusions can often be challenged. Our lawyers will investigate the owner’s insurance coverage and fight to ensure you receive the full compensation you deserve.
You generally have two years from the date of the dog bite to file a personal injury claim in Colorado. While two years may seem like plenty of time, waiting too long can jeopardize your case. Evidence can disappear, witnesses’ memories fade, and insurance companies become harder to deal with as time passes. Additionally, some injuries and complications may not fully develop until months after the attack. The sooner you contact McCormick & Murphy, P.C., the sooner we can preserve evidence, document your injuries, and begin negotiating with the insurance company on your behalf.
This is a common concern, and it is completely understandable to feel uncomfortable pursuing a claim against someone you know. However, filing a claim is not about punishing the dog owner personally. It is about covering the very real medical bills, lost wages, and trauma caused by the injury. In most cases, the dog owner’s homeowner’s insurance will pay the claim, not the owner themselves. Insurance exists for exactly this reason. A responsible dog owner will understand that you and your family need to be compensated for your injuries. You have every right to pursue fair compensation, regardless of your relationship with the dog’s owner.
While you are not legally required to hire a lawyer, insurance companies are far more likely to offer a low settlement or deny your claim entirely if you are unrepresented. Adjusters are trained to minimize payouts, and they may pressure you to settle quickly for far less than your case is worth. An experienced dog bite lawyer knows how to accurately value your claim, including future medical costs and psychological treatment, and how to negotiate aggressively with insurance companies. At McCormick & Murphy, P.C., we handle the legal process so you can focus on healing. Call us at 888-668-1182 for a free consultation to learn what your case is worth.
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Disclaimer: The information on this website is for information purposes only. This website should not be taken as legal advice. Prior results do not guarantee a similar outcome. This information should not be taken as the formation of a lawyer or attorney client relationship.
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