Pueblo County · Rider fault and comparative negligence
Colorado City Motorcycle Rider Fault Lawyers
Colorado City motorcycle rider fault lawyers for riders hurt in Colorado City. Free consultation. No fee unless we recover for you.
When the Insurer Blames the Rider
McCormick & Murphy are Colorado City motorcycle rider fault lawyers for riders blamed for speed, lane position, or not being seen. We file in Pueblo County Combined Courts.
After a motorcycle crash, the insurance company's first move is often to point at the rider. Speed, lane position, or an argument that the rider was hard to see are common lines insurers use to shrink or deny a claim. These are arguments to test with evidence, not facts to accept because an adjuster said so.
Colorado law allows fault to be shared. Under C.R.S. § 13‑21‑111, a rider's recovery is reduced by their percentage of fault, and recovery is barred if the rider's negligence is as great as or greater than the fault of the person they are pursuing a claim against. That means how fault gets divided directly affects what a rider can recover, which is exactly why insurers push hard on this issue early.
We investigate the insurer's version of events rather than take it at face value. A rider's own account, combined with physical evidence from the scene, often tells a different story than the one written into an initial claim file.
Testing the Insurer's Version of Events
A police report is a starting point, not the final word. Officers arriving after a crash near Colorado City did not see the collision happen, and their conclusions about fault can be incomplete or based on limited information at the scene. Skid marks, vehicle damage patterns, debris fields, and roadway conditions can all tell a different story than a narrative section in a report.
Witness statements, dashcam or nearby surveillance footage, and the rider's own recollection of lane position, speed, and visibility all matter. We gather this evidence quickly because it can support a rider's account and push back against an insurer's early assumptions about fault.
- Get medical care and follow through on treatment
- Write down what you remember about speed, lane position, and visibility
- Identify and note contact information for any witnesses
- Photograph the bike, gear, and the roadway before conditions change
- Avoid giving a recorded statement to the insurer before speaking with us
Colorado City and Pueblo County Roads
Riders travel through Colorado City on routes including I-25, Colorado Highway 165, Cuerno Verde Road, and Unitah Road. These roads carry a mix of speeds and traffic patterns, and a crash on any of them can raise questions about lane position or visibility that insurers try to use against a rider.
Claims arising from crashes here may be handled through Pueblo County Combined Courts, and riders injured in the area are often treated at UCHealth Parkview Medical Center in Pueblo. Our office at 301 N. Main Street in Pueblo is available for riders throughout the Colorado City area who want a free consultation to discuss what happened.
What a Motorcycle Injury Claim May Cover
- Medical treatment and ongoing care costs
- Lost income from time away from work
- Pain and physical limitation from the injury
- Damage to the motorcycle and riding gear
- Reduced ability to work or engage in daily activities
What clients say about McCormick & Murphy
Real outcomes and reviews. Check Google reviews for the office that serves Colorado City — and read client testimonials.
A pickup hit me from behind on Hwy 50 east of Pueblo. The insurer offered $2,600. McCormick & Murphy helped with treatment, filed suit, and the case settled at mediation for $165,000.
C. O., Pueblo · Highway 50 crash
Prior results do not guarantee a similar outcome. Every case depends on its facts, coverage, venue, and evidence.
Colorado City Motorcycle Rider Fault Lawyers FAQ
Do I need Colorado City motorcycle rider fault lawyers after a crash?
Call Colorado City motorcycle rider fault lawyers when you were hurt, fault is disputed, or an insurer delays, denies, or offers less than the medical bills. The nearest office is at 301 N. Main Street, Pueblo, CO 81003.
Can I still recover money if the insurer says I was partly at fault?
Possibly. Colorado's comparative negligence rule allows recovery to be reduced by a rider's share of fault rather than barring the claim outright, unless the rider's fault is as great as or greater than the other party's. We look at the full picture of evidence before accepting an insurer's fault assessment.
Does the police report decide who was at fault?
No. The report is one piece of evidence, but it does not control the outcome of a claim. Physical evidence, witness accounts, and video can support a different conclusion than what an officer wrote down.
What if the insurer says I wasn't visible to the other driver?
That is a claim to investigate, not a fact to accept. We look at lighting, weather, roadway layout, and any available video or witness statements to evaluate whether that argument holds up.
Will my speed automatically bar my claim?
Not automatically. Speed is one factor that can affect the percentage of fault assigned to a rider, but it does not by itself eliminate a claim unless the rider's overall share of fault meets or exceeds the other party's.
How do you gather evidence to counter an insurer's fault argument?
We look at the scene, vehicle damage, any video footage, and witness accounts to build a fuller picture of what happened. This evidence often reveals details that a quick police report or an adjuster's initial assumptions miss.
Discuss a Colorado City motorcycle crash
Free consultation. No attorney fee unless we recover for you.