El Paso County · Uninsured and underinsured motorist
Briargate Motorcycle UM/UIM Lawyers
Briargate motorcycle um/uim lawyers for riders hurt in Briargate. Free consultation. No fee unless we recover for you.
When the At-Fault Driver Can't Pay
McCormick & Murphy are Briargate motorcycle um/uim lawyers for riders hurt by a driver with no insurance or too little insurance. We file in El Paso County Combined Courts.
A crash on I-25 or Briargate Parkway with a driver who carries no liability insurance, or too little to cover a motorcycle rider's injuries, leaves the rider in a difficult spot. In that situation, the rider's own uninsured motorist (UM) or underinsured motorist (UIM) coverage may step in, but only if the policy provides it and only on the terms the policy sets out.
The policy language controls. We review the rider's declarations page and policy provisions to see whether UM or UIM coverage applies to the crash, what conditions apply, and how the coverage interacts with the at-fault driver's liability payout, if any.
This is a claim against the rider's own insurer, not the at-fault driver, and that changes the dynamic. The insurer that is supposed to protect the rider is now on the other side of the claim, which is why careful handling matters from the start.
Building the UM/UIM Claim
We start by confirming the at-fault driver's insurance status, or lack of it, through the crash report and follow-up with their insurer. We also gather medical records from providers such as UCHealth Memorial Hospital North to document the injuries and tie them to the crash near Research Parkway, North Gate Boulevard, or wherever it happened.
From there we assemble the proof needed to support a UM or UIM claim under the rider's own policy: the extent of the injuries, the treatment required, and how the at-fault driver's limits, if any, fall short. If the rider's insurer denies the claim or offers too little, that is a separate question from whether the claim itself has merit, and we evaluate the carrier's handling on its own terms.
- Your own motorcycle insurance policy and declarations page
- Any letter or notice from the at-fault driver's insurer about their coverage
- The police crash report
- Medical records and bills tied to the crash
- Any correspondence with your own insurer about the claim
Briargate and El Paso County
Briargate's mix of arterial roads and highway access, including I-25 and Briargate Parkway, means riders here face a real mix of drivers, some carrying minimal or no insurance. When a crash happens near Monument or along Research Parkway and the at-fault driver can't cover the loss, a UM or UIM claim under the rider's own policy may be the path to recovery.
If a UM or UIM claim in El Paso County needs to go to litigation, it's handled through El Paso County Combined Courts. Our office at 929 W Colorado Ave in Colorado Springs is close by for riders throughout the Briargate area.
What a UM/UIM Claim May Cover
- Medical treatment for injuries the at-fault driver's insurance won't cover
- Future medical care tied to the crash
- Lost income from time away from work
- Pain and physical limitation from the injuries
- Property damage to the motorcycle, subject to policy terms
What clients say about McCormick & Murphy
Real outcomes and reviews. Check Google reviews for the office that serves Briargate — and read client testimonials.
A passenger suffered traumatic brain, neck, and back injuries in a Colorado Springs intersection collision. After the carrier refused a fair number, a jury awarded $295,000 including interest and costs.
El Paso County jury verdict
Prior results do not guarantee a similar outcome. Every case depends on its facts, coverage, venue, and evidence.
Briargate Motorcycle UM/UIM Lawyers FAQ
Do I need Briargate motorcycle um/uim lawyers after a crash?
Call Briargate motorcycle um/uim lawyers when you were hurt, fault is disputed, or an insurer delays, denies, or offers less than the medical bills. The nearest office is at 929 W Colorado Ave, Colorado Springs, CO 80905.
Does my motorcycle policy automatically include UM or UIM coverage?
Not necessarily. Whether UM or UIM coverage applies depends entirely on the policy language, so we review the declarations page and policy terms before telling a rider what's available.
The at-fault driver had some insurance, but not much. Can I still use my own UIM coverage?
That's the underinsured motorist scenario, and it depends on the difference between the at-fault driver's limits and the rider's losses, plus the specific terms of the rider's own policy. We look at both sides before answering.
My own insurer denied my UM claim. Does that mean they acted in bad faith?
Not automatically. A denial or a low offer is one thing, and whether the carrier handled the claim unfairly is a separate question we evaluate on its own facts.
What if I don't know whether the other driver had insurance?
We can help track that down through the crash report and follow-up with the other driver's insurer. Until that's confirmed, it's hard to know whether a UM claim under your own policy is even in play.
Where would a UM/UIM dispute in Briargate be handled if it goes to court?
Claims arising in El Paso County, including Briargate, are handled through El Paso County Combined Courts. Our office on W Colorado Ave in Colorado Springs serves riders throughout this area.
Discuss a Briargate motorcycle crash
Free consultation. No attorney fee unless we recover for you.