Arapahoe, Adams, and Douglas counties · Uninsured and underinsured motorist
Aurora Motorcycle UM/UIM Lawyers
Aurora motorcycle um/uim lawyers for riders hurt in Aurora. Free consultation. No fee unless we recover for you.
When the At-Fault Driver Can't Pay
McCormick & Murphy are Aurora motorcycle um/uim lawyers for riders hurt by a driver with no insurance or too little insurance. We file in Arapahoe County Justice Center.
Some drivers on East Colfax Avenue, Parker Road, and E-470 carry no liability insurance at all. Others carry a policy with limits far too low to cover a motorcycle rider's injuries. Either way, the rider is left looking for another source of recovery.
That source is often the rider's own policy, through uninsured motorist (UM) or underinsured motorist (UIM) coverage. Whether this coverage applies, and how much is available, depends entirely on the language of the policy the rider purchased. We read that policy closely before telling a client what to expect.
A UM or UIM claim is still an insurance claim, and the insurer's interests are not the same as the rider's. We handle the claim, deal with the adjuster, and push for the coverage the policy actually provides.
What We Look At
We start with the at-fault driver's insurance status, confirming whether coverage exists and, if so, what the limits are. We then review the rider's own policy for UM and UIM provisions, exclusions, and any conditions that could affect the claim.
Medical records from providers such as UCHealth University of Colorado Hospital help establish the extent of injury and why liability or standard coverage falls short. Police reports and crash scene documentation from the Aurora area support the timeline and the other driver's fault.
- Get the other driver's insurance information at the scene, if any exists
- Report the crash to your own insurer
- Keep a copy of your own motorcycle insurance policy
- Save all medical bills and treatment records
- Avoid accepting a quick settlement offer before you understand your coverage
Aurora and the Surrounding Courts
Aurora sits across Arapahoe, Adams, and Douglas counties, and motorcycle crashes here can end up in different courts depending on where the wreck happened. Many Aurora cases are filed at the Arapahoe County Justice Center.
A denial or a low UM/UIM offer is not automatically bad faith. If you believe an insurer mishandled your claim, our insurance bad-faith page explains how we evaluate that separately.
What May Be Recoverable
- Medical treatment and rehabilitation costs
- Lost income from time away from work
- Pain and suffering
- Property damage to the motorcycle
- Future medical care tied to the crash
What clients say about McCormick & Murphy
Real outcomes and reviews. Check Google reviews for the office that serves Aurora — and read client testimonials.
After I was hit by a drunk driver with no insurance, my own insurer refused UM benefits. McCormick & Murphy sued for uninsured motorist benefits and bad faith. A jury awarded me over $900,000.
C. O., Denver · UM / bad-faith verdict
Prior results do not guarantee a similar outcome. Every case depends on its facts, coverage, venue, and evidence.
Aurora Motorcycle UM/UIM Lawyers FAQ
Do I need Aurora motorcycle um/uim lawyers after a crash?
Call Aurora motorcycle um/uim lawyers when you were hurt, fault is disputed, or an insurer delays, denies, or offers less than the medical bills. The nearest office is in Denver, CO.
What if the other driver has no insurance at all?
You may be able to turn to your own uninsured motorist coverage, if your policy includes it. We review your policy to confirm whether this applies and what steps come next.
What if the other driver has insurance but not enough?
This is where underinsured motorist coverage may come in, filling the gap between the at-fault driver's limits and your actual losses. Again, the specific policy language determines what is available.
Does every motorcycle policy include UM or UIM coverage?
No. Coverage varies by policy, and some riders may not have purchased it. We review your policy directly to find out what you have.
Is a low settlement offer from my own insurer bad faith?
Not automatically. A low offer can happen for legitimate reasons, but it can also signal a problem with how the claim was handled. We evaluate that separately on our insurance bad-faith page.
Do I still need a lawyer if I'm filing against my own insurer?
Yes. Your insurer's adjuster is still evaluating the claim in the company's interest, not yours. We handle communication and documentation so you can focus on recovery.
Discuss a Aurora motorcycle crash
Free consultation. No attorney fee unless we recover for you.