You’re just walking down the street in Colorado Springs when suddenly a dog breaks free from its owner and attacks. Or maybe you’re at a friend’s house and their “friendly” dog decides your leg looks like a chew toy. Whatever happened, you’re hurt, you’re probably pretty shaken up, and you’re wondering: can I actually hold the dog owner responsible for this?
Here’s the thing – dog bite cases in Colorado aren’t as simple as you might think. Unlike some states where dog owners are automatically responsible for any bite, Colorado has what’s called a “one bite rule” with some twists. This means showing the owner was careless or negligent becomes super important for your case.
I’ve seen too many people get bitten (literally and figuratively!) because they didn’t know how to properly put together their case against a dog owner who wasn’t careful. The good news? With the right evidence and a smart legal approach, you can hold irresponsible pet owners accountable and get the compensation you deserve.
Understanding Colorado’s Dog Bite Laws
The “One Bite Rule” Explained
Colorado follows what lawyers call the “one bite rule,” but don’t let the name fool you – it’s not really about one bite at all. What this rule actually means is that dog owners aren’t automatically responsible for their pet’s very first aggressive action. Instead, you need to show they knew (or should have known) their dog was dangerous.
Think of it this way: if a dog has never shown aggression before and suddenly bites someone, the owner might not be held responsible. But if that same dog has a history of snapping at people, growling in a scary way, or showing other signs of aggression, then the owner definitely should have known better.
When Automatic Responsibility Applies
Colorado does have some situations where dog owners are automatically responsible, no matter the dog’s history:
- Serious Injury Cases: If a dog causes serious injury or death, the owner is automatically responsible. We’re talking about injuries that need immediate medical attention and create a big risk of death, serious permanent disfigurement, or losing the use of any body part.
- Running Loose Violations: If a dog is running loose when they’re supposed to be on a leash (breaking local leash laws) and causes injury, the owner can be held responsible even if you can’t show they knew the dog was aggressive before.
Local Rules Matter
Each city and county in Colorado can have its own dog control rules. Colorado Springs, for example, has specific requirements for leashes, dangerous dog designations, and what owners are responsible for. These local laws can really affect your case, so you’ll want to check out what rules apply in your specific area.
Types of Evidence You Need to Collect
Immediate Physical Evidence
- Photograph everything: I can’t stress this enough – take photos of your injuries immediately after the attack, even if they seem minor. Dog bite wounds can heal quickly, and what looks serious today might be barely visible in a week. Get shots from multiple angles and include something for scale (like a coin or ruler if possible).
- Document the scene: Photograph where the attack happened. Was there a broken fence? An open gate? No leash in sight? These things around the scene can be strong proof that the owner was careless.
- Keep your clothes: Don’t wash or throw away torn, bloody clothing. These items are physical proof of how severe the attack was and can be really convincing in court.
Medical Documentation
- Get medical attention right away: Even if your injuries seem minor, get checked out by a doctor. Dog bites can lead to serious infections, and having immediate medical records makes your case a lot stronger.
- Keep detailed medical records: Save everything – emergency room visits, follow-up appointments, prescription receipts, therapy sessions. If you develop complications later (which is common with dog bites), you’ll need this paper trail.
- Document ongoing treatment: Take photos of your healing process. Keep a journal of pain levels, mobility issues, and how the injuries affect your daily life. This creates a full picture of what you’ve lost or suffered.
Witness Information
- Get contact information immediately: If anyone saw the attack, get their names and phone numbers right away. People forget details quickly, and witnesses can be hard to track down later.
- Ask for written statements: If possible, ask witnesses to write down what they saw while it’s fresh in their memory. Even a quick note on a phone can be valuable later.
- Look for security cameras: Check nearby businesses, homes, or public areas for security cameras that might have captured the incident. You’ll need to act fast – many systems only keep footage for a few days or weeks.
Owner and Dog Information
- Document the dog: Get photos of the attacking dog if it’s safe to do so. Note the breed, size, color, and any distinctive markings. This helps figure out which dog it was if there are questions later.
- Owner information: Get the owner’s full name, address, phone number, and insurance information. Don’t rely on them to volunteer this – you might need to be persistent!
- Vaccination records: Ask for proof of current rabies vaccination. If the owner can’t provide this, you might need additional medical treatment, which adds to your damages.
Gathering Evidence of Prior Aggressive Behavior
Neighborhood Detective Work
- Talk to neighbors: This is where some detective work really pays off. Neighbors often know about problem dogs in the area. They might have stories about previous incidents, complaints to animal control, or general concerns about the dog’s behavior.
- Check with mail carriers and delivery drivers: These folks are on the front lines when it comes to aggressive dogs. They often know a lot about which dogs are problematic and may have filed reports with their companies.
- Contact local dog walkers and pet sitters: People who walk or sit dogs professionally in the area might have encountered the dog or heard about issues from other clients.
Official Records Search
- Animal control reports: File a public records request with your local animal control agency. Look for previous complaints, bite reports, or tickets involving the same dog or owner.
- Police reports: Sometimes dog attacks are reported to police rather than animal control. Check with local law enforcement for any records involving the dog or property.
- Court records: Search civil and criminal court records for the dog owner’s name. Previous lawsuits or criminal charges related to dog attacks can be strong proof.
Veterinary Records
- Request dog’s medical history: Your attorney might be able to get the dog’s veterinary records through a legal process. Look for treatments related to aggression, behavioral medications, or notes about the dog’s temperament.
- Training records: If the dog has been through obedience training or programs to fix bad behavior, these records can indicate the owner knew about aggression issues.
Building Your Negligence Case
What the Owner Should Have Done
In Colorado, dog owners have a legal responsibility to reasonably control their pets and prevent them from harming others. This responsibility includes:
- Proper restraint: Using the right leashes, fences, or other ways to keep the dog contained.
- Reasonable supervision: Not leaving aggressive dogs unattended in situations where they could harm others.
- Warning others: Alerting visitors, neighbors, or passersby about a dog’s aggressive tendencies.
Showing They Didn’t Do Their Job
This is where your evidence collection really pays off. You need to show the owner didn’t do what they were supposed to. Common examples include:
- Inadequate containment: Broken fences, gates that don’t work, or not using a leash where required.
- Ignoring warning signs: Continuing to put the dog in situations where attacks were likely, even though they knew about aggressive behavior.
- Failure to train or treat: Not addressing known behavioral problems through training or veterinary help.
Connecting the Dots: How Their Actions Led to Your Injuries
You must show the owner’s carelessness directly caused your injuries. This seems obvious, but it can get tricky if there are questions about:
- Provocation: Did you do something to trigger the attack?
- Trespassing: Were you legally allowed to be on the property when attacked?
- Comparative fault: Did your own actions contribute to the incident?
Calculating What You’ve Lost or Suffered
What you can recover in a dog bite case can include:
- Medical expenses: Past and future treatment costs, including plastic surgery or therapy.
- Lost wages: Time off work for treatment and recovery.
- Pain and suffering: Physical pain and emotional trauma.
- Scarring and disfigurement: Particularly important in cases involving facial injuries.
- Property damage: Torn clothing, damaged personal items.
Working with Animal Control and Police
Filing Official Reports
- Report immediately: Contact animal control and/or police as soon as possible after the attack. Many places require dog bite reports within 24-48 hours.
- Be thorough and accurate: Give as much detail as possible in your initial report. This becomes an official record that can’t be changed later.
- Follow up: Check back with authorities to make sure your report was properly filed and ask about the investigation process.
Understanding the Investigation Process
- Quarantine procedures: The attacking dog will likely be quarantined to check for rabies. This process can provide additional records about the incident.
- Dangerous dog hearings: If authorities decide the dog is dangerous, there might be a hearing where you can provide testimony and evidence.
- Tickets and penalties: The owner might face fines or other penalties, which can support your case for compensation.
Using Official Findings
- Investigation reports: Animal control investigations can uncover evidence you might miss, like previous complaints or violations.
- Expert testimony: Animal control officers can serve as expert witnesses about dog behavior and owner responsibilities.
- Official determinations: If authorities declare a dog dangerous or give the owner tickets for violations, this makes your negligence case much stronger.
Expert Witnesses and Professional Support
Animal Behavior Experts
- Certified animal behaviorists: These professionals can look closely at what happened during your attack and give expert opinions about the dog’s behavior and the owner’s response.
- Veterinary behaviorists: Board-certified veterinary behaviorists can testify about whether the dog showed signs of aggression that a reasonable owner should have recognized.
Medical Experts
- Infectious disease specialists: Dog bites carry serious infection risks. These experts can testify about proper treatment and long-term health concerns.
- Plastic surgeons: For cases involving scarring or disfigurement, plastic surgeons can give opinions about necessary treatments and their costs.
- Mental health professionals: Dog attacks can cause lasting emotional trauma. Therapists and psychiatrists can document conditions like PTSD or anxiety disorders.
Accident Reconstruction Experts
In complicated cases, accident reconstruction experts can figure out exactly how the attack happened and whether it could have been prevented.
Common Defense Strategies and How to Counter Them
“The Dog Was Provoked”
- What they’ll argue: The owner will claim you did something to provoke the attack, making them not responsible for the dog’s response.
- How to counter: Document your actions leading up to the attack. Witness testimony is key here. Remember, even if there was some provocation, it must be enough to make the dog bite.
“You Were Trespassing”
- What they’ll argue: If you were on private property without permission, they might claim you took on the risk of injury.
- How to counter: Gather evidence about why you were on the property. Were you invited? Making a delivery? Following a public pathway? Even trespassers can’t be intentionally hurt in most cases.
“The Dog Has Never Been Aggressive Before”
- What they’ll argue: This is the classic “one bite rule” defense – claiming they had no reason to know the dog was dangerous.
- How to counter: This is where your investigation into prior incidents becomes really important. Look for any evidence of previous aggression, complaints, or warning signs the owner should have recognized.
“Your Injuries Aren’t That Serious”
- What they’ll argue: They’ll try to minimize what you’re asking for by claiming your injuries are minor or unrelated to the attack.
- How to counter: Thorough medical records are your best defense. Don’t skip follow-up appointments, and document all aspects of your recovery, including emotional trauma.
Insurance Considerations
Homeowner’s and Renter’s Insurance
Most dog bite claims are covered under the dog owner’s homeowner’s or renter’s insurance policy. Here’s what you need to know:
- Coverage limits: Policies typically have limits on how much they’ll pay, ranging from $100,000 to $500,000 or more.
- Breed exclusions: Some insurers won’t cover certain dog breeds or dogs with bite histories.
- Reporting requirements: The owner must report the claim right away, or coverage might be denied.
Dealing with Insurance Companies
- Don’t give recorded statements: Insurance adjusters will want to get your statement about the incident. It’s usually best to have an attorney handle these communications.
- Document everything: Keep records of all communications with insurance companies, including phone calls, emails, and letters.
- Understand settlement tactics: Insurance companies often make quick, low settlement offers hoping you’ll accept before understanding how much you’ve really lost or suffered.
When There’s No Insurance
Unfortunately, not all dog owners carry enough insurance. In these cases:
- Asset investigation: Your attorney can look into the owner’s financial situation to see if they have assets (like property or savings) that could be used to pay a judgment.
- Payment plans: Sometimes uninsured defendants can agree to payment plans for settlements.
- Your own insurance: Check if your health insurance, homeowner’s policy, or other coverage might help with expenses.
Timeline and Statute of Limitations
Colorado’s Statute of Limitations
In Colorado, you generally have three years from the date of the dog attack to file a lawsuit. However, there are some exceptions:
- Discovery rule: In rare cases where injuries aren’t obvious right away, the clock might start when you discover the injury.
- Minors: If the victim is under 18, the deadline might be extended.
- Government entities: If a government entity owns the dog, special notice requirements and shorter deadlines might apply.
Why Acting Quickly Matters
- Evidence preservation: Physical evidence, witness memories, and records can disappear quickly.
- Medical treatment: Getting medical help quickly is both healthier for you and better for your legal case.
- Insurance reporting: Many policies require reporting incidents quickly.
Key Timeline Milestones
- Immediately: Get medical attention, report to authorities, document the scene.
- Within 24-48 hours: File official reports with animal control/police.
- Within one week: Contact an attorney, start collecting evidence.
- Within one month: Complete initial medical treatment, gather witness statements.
- Within six months: Finish medical treatment if possible, complete investigation.
- Within two years: File lawsuit if settlement negotiations aren’t successful.
When to Hire an Attorney
Signs You Need Legal Help
- Serious injuries: If you needed emergency medical treatment, surgery, or have permanent scarring, you definitely need professional legal help.
- Disputed responsibility: If the owner or their insurance company is denying responsibility, an attorney can help build your case.
- Tricky circumstances: Cases involving multiple dogs, unclear ownership, or government entities really need a lawyer’s expertise.
- Not enough insurance coverage: If the owner doesn’t have enough insurance to cover what you’ve lost, you’ll need help exploring other options.
What to Look for in a Dog Bite Attorney
- Personal injury experience: Look for attorneys who regularly handle personal injury cases, not just any lawyer.
- Local knowledge: Colorado laws and local rules matter. You want someone familiar with your area’s specific rules.
- Trial experience: While most cases settle, you want an attorney who’s willing and able to take your case to trial if needed.
- Resources: Dog bite cases often require expert witnesses and a thorough investigation. Make sure your attorney has the resources to build a strong case.
At McCormick & Murphy P.C., we’ve been handling personal injury cases in Colorado for over 25 years. Our team understands the ins and outs of dog bite cases and has the resources to thoroughly investigate your claim. We work on a contingent fee basis, which means you don’t pay attorney fees unless we recover compensation for you.
Dealing with Emotional Trauma
Recognizing Psychological Injuries
Dog attacks don’t just cause physical injuries – they can create lasting emotional trauma that’s just as real and can be compensated for, just like broken bones or scars.
- Post-traumatic stress disorder (PTSD): Many dog bite victims develop PTSD, experiencing flashbacks, nightmares, and severe anxiety around dogs.
- Phobias: A fear of dogs (cynophobia) can develop after an attack, really affecting your quality of life.
- General anxiety: Some victims experience increased anxiety in situations that remind them of the attack.
Documenting Mental Health Impact
- Seek professional help: Don’t try to tough it out. Mental health treatment is important for your recovery and your legal case.
- Keep detailed records: Document how the emotional trauma affects your daily life, work, and relationships.
- Get expert evaluation: A mental health professional can provide formal diagnoses and treatment recommendations that support your claim.
Compensation for Emotional Distress
Colorado law allows you to recover for emotional distress caused by dog attacks. This can include:
- Pain and suffering: General compensation for the emotional impact of the attack.
- Mental health treatment costs: Therapy, medication, and other treatment expenses.
- Lost quality of life: Compensation for activities you can no longer enjoy due to fear or anxiety.
Special Considerations for Children
Extra Protections for Child Victims
Colorado law provides some additional protections when children are attacked by dogs:
- “Attractive Nuisance” Rule: Property owners have more responsibility when it comes to protecting children from dangerous conditions, including aggressive dogs. This rule applies if something on the property (like a dog) might attract children.
- Inability to provoke: Very young children generally can’t be found to have provoked a dog attack.
- Extended statute of limitations: The deadline to file a lawsuit might be extended when the victim is a minor.
Unique Challenges in Children’s Cases
- Developmental impact: Dog attacks can affect a child’s emotional and social development in ways that aren’t obvious right away.
- Long-term medical needs: Children might need multiple surgeries as they grow, making it difficult to figure out all the costs early in the case.
- Educational impact: Some children struggle in school after traumatic dog attacks, which can affect their future earning potential.
Building a Strong Case for Child Victims
- A thorough medical check-up: Children should be evaluated by pediatric specialists who understand how injuries might affect their development.
- Educational assessments: If the child is having school difficulties, educational professionals can document the impact.
- Life care planning: For serious injuries, life care planners can project the child’s future medical and support needs.
Property Owner Responsibility
When Property Owners Can Be Held Responsible
Sometimes the property owner (either instead of, or in addition to, the dog owner) can be held responsible for a dog attack:
- Landlord responsibility: If a landlord knows a tenant has a dangerous dog and fails to take action, they might share responsibility for attacks.
- Business premises: Businesses that allow dogs on their property have a responsibility to protect customers from known dangerous animals.
- Social host responsibility: In some cases, people who invite dog owners to their property might share responsibility if they know about the dog’s aggressive tendencies.
Proving Property Owner Knowledge
- Previous incidents: Evidence that dangerous dogs have caused problems on the property before.
- Complaints: Records of complaints to the property owner about aggressive dogs.
- Lease violations: If keeping dogs breaks lease terms but the landlord doesn’t enforce the rules.
Working with Your Medical Team
Choosing the Right Medical Providers
- Emergency care: Get immediate medical attention, even for seemingly minor bites. Dog mouths contain numerous bacteria that can cause serious infections.
- Follow-up care: Don’t skip follow-up appointments. Complications from dog bites can develop days or weeks after the initial injury.
- Specialists: Depending on your injuries, you might need plastic surgeons, infectious disease specialists, or other experts.
Getting the Most from Your Medical Records
- Be thorough in describing symptoms: Tell your doctors about all pain, limitations, and concerns, even if they seem minor.
- Follow treatment recommendations: Skipping therapy or not taking prescribed medications can hurt your case.
- Document home care: Keep records of how injuries affect your daily activities and self-care.
Understanding Medical Billing
- Keep all receipts: Save documentation for all medical expenses, including over-the-counter medications and supplies.
- Understand insurance coordination: Know how your health insurance works with potential settlements or judgments.
- Future medical costs: Work with your medical team to understand what future treatment might be necessary.
Negotiating Settlements
Understanding Settlement Value
- Economic damages: These are losses you can easily put a number on, like medical bills, lost wages, and property damage.
- Non-economic damages: Pain and suffering, emotional distress, and loss of life enjoyment are harder to put a number on but equally important.
- Punitive damages: In cases of particularly really bad behavior, Colorado allows punitive damages to punish the defendant.
Common Settlement Factors
- Severity of injuries: More serious injuries generally lead to higher settlements.
- How clear the fault is: Cases where fault is obvious settle for more than disputed responsibility cases.
- Insurance coverage: The amount of available insurance affects settlement negotiations.
- Victim characteristics: Age, occupation, and other personal factors can influence settlement value.
Negotiation Strategies
- Don’t accept the first offer: Insurance companies almost always start with lowball offers.
- Document everything: The stronger your evidence, the better your negotiating position.
- Be patient: Good settlements take time. Don’t rush into accepting inadequate compensation.
- Consider future needs: Make sure any settlement accounts for ongoing medical treatment and long-term impacts.
Going to Trial
When Cases Go to Trial
Most dog bite cases settle out of court, but sometimes going to trial is necessary:
- Inadequate settlement offers: If the insurance company won’t offer fair compensation.
- Disputed responsibility: When there’s significant disagreement about who’s at fault.
- Policy limits issues: When what you’ve lost or suffered exceeds the available insurance coverage.
Preparing for Trial
- Witness preparation: Your attorney will help prepare you and other witnesses to testify effectively.
- Evidence organization: All your collected evidence needs to be properly organized and presented.
- Expert witnesses: Medical experts, animal behaviorists, and other professionals might testify on your behalf.
What to Expect at Trial
- Jury selection: Choosing jurors who can fairly evaluate your case.
- Opening statements: Each side presents their version of what happened.
- Evidence presentation: Witnesses testify and physical evidence is presented.
- Closing arguments: Attorneys summarize the evidence and argue for their clients.
- Jury deliberation: The jury decides who’s responsible and what compensation is owed.
Preventing Future Incidents
Advocating for Community Safety
Your case can help make your community safer for everyone:
- Dangerous dog designations: Successful cases often result in dogs being officially designated as dangerous, requiring special precautions.
- Ordinance changes: High-profile cases sometimes lead to stronger local dog control laws.
- Owner education: Holding careless owners accountable sends a message about responsible pet ownership.
Personal Safety Measures
- Learning dog body language: Understanding warning signs can help you avoid future incidents.
- Proper interaction techniques: Knowing how to safely interact with unfamiliar dogs reduces risk.
- Teaching children: Kids need age-appropriate education about dog safety.
Moving Forward After Your Case
Physical Recovery
- Follow through with treatment: Complete all recommended medical treatment, even after your case is resolved.
- Scar management: If you have scarring, continue working with specialists to minimize long-term effects.
- Physical therapy: Don’t neglect ongoing physical therapy or rehabilitation needs.
Emotional Healing
- Continue counseling: Mental health treatment shouldn’t stop when your legal case ends.
- Support groups: Consider joining support groups for trauma survivors or dog bite victims.
- Gradual exposure: Work with professionals to gradually overcome fears and phobias.
Financial Planning
- Settlement management: If you receive a significant settlement, consider working with financial advisors to manage the funds properly.
- Tax implications: Understand the tax consequences of your settlement or judgment.
- Future planning: Use your compensation to secure your long-term financial stability and medical needs.
Taking Action: Your Next Steps
If you’ve been attacked by a dog in Colorado, time is of the essence. Here’s what you should do right now:
- Get medical attention: Even if your injuries seem minor, see a doctor immediately. Dog bite infections can be serious and develop quickly.
- Document everything: Take photos of your injuries, the scene, and anything else relevant. Get witness contact information while memories are fresh.
- Report the incident: Contact animal control and/or police to file an official report. This creates an important record of the attack.
- Preserve evidence: Don’t wash bloodied clothing or clean up the scene until you’ve documented everything thoroughly.
- Contact an experienced attorney: Dog bite cases involve tricky legal and medical issues that really need a professional’s help.
At McCormick & Murphy P.C., we understand how traumatic and overwhelming a dog attack can be. We’ve been helping Colorado injury victims for over 25 years, and we know how to build strong cases against careless dog owners. Our experienced team will handle the legal complexities while you focus on healing.
We work on a contingent fee basis, which means you don’t pay attorney fees unless we recover compensation for you. We’ll thoroughly investigate your case, gather the evidence you need, and fight for the full compensation you deserve.
Don’t let a negligent dog owner get away with causing your injuries. Contact McCormick & Murphy P.C. today at (719) 800-9407 for a free consultation. You can also visit our office at 929 W Colorado Ave, Colorado Springs, CO 80905 to discuss your case in person.
Remember, you have rights as a dog bite victim in Colorado. With the right evidence, a smart legal approach, and experienced representation, you can hold negligent dog owners accountable and get the compensation you need to move forward with your life. Don’t wait – the sooner you act, the stronger your case will be.